4 Julia Drive, Sandwith, Whitehaven, CA28 9US

UPRN:10000906345Detached HouseBeds -Built -

Tenure: -Council Tax: Band EEPC: C (78)

Data freshness:Listing· freshPrice Paid· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

4 Julia Drive, Sandwith, Whitehaven, CA28 9US

HP Score

/ 100

Mixed

Verdict

today

Verdict: AVOID, on a scale of Buy, Investigate, Avoid.
Significant risk factors

Evidence

16 of 21 sources

Sale Estimate

£501,000

£401k - £601kLow

Estimate

£501k

Range

£401k – £601k

Rent Estimate (pcm)

£1,650

£1k - £2k

Monthly

£1,650

Yield

20.84%

Verdict

Derived from HomePortfolio scores

4 Julia Drive earns an AVOID rating with HP Score 66/100. Investment score 67/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (9/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

66/ 100

Mixed

Investment Score

67/ 100

Moderate

Crime Score

9/ 100

Low

Walkability

9/ 100

Low

Transit & Bike

Transit 22Bike 3

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a other but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£95,000

At the asking price

Monthly rent£1,650/mo

Evidenced range £1,450-£1,850

Interest rate5.4%

Loan to value75%

Cash required: £29,800
Net cash flow: £822/mo
Cash on cash: 33.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 5.15 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£501,000

Rent Estimate (pcm)£1,650

Gross Yield20.84%

1y Growth-

3y Growth+3.2%

5y Growth+2.8%

10y Growth+2.2%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningModerate
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

-CA28 9US

Approval Rate

-12mo

Development

4/26/2288/DOC
DISCHARGE OF CONDITION 2 OF PLANNING APPROVAL 4/26/2061/0B1
Approved
4/26/2098/0F1
DETACHED SELF BUILD DWELLING
Approved
4/26/2089/DOC
PARTIAL DISCHARGE OF CONDITION 27 OF PLANNING APPLICATION 4/13/2235/0O1
Approved

View Planning Timeline

Ownership

Corporate Ownership75.6%
Overseas OwnershipNo
Lease Term Remaining25 yrs
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

6 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,840

Population Density-

Owner Occupied81%

Age Distribution

0-15 20%16-64 66%65+ 14%

View Area Profile

Schools Nearby

St Mary's Catholic Primary School
1.0 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Kells Infant School
1.0 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Valley Primary School and Nursery
1.2 mi
Good
Monkwray Junior School
1.4 mi
Good

3 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

2 Julia Drive
-
£370k
-
2 Julia Drive
-
£343k
-
2 Julia Drive
-
£110k
-
6 Julia Drive
-
£110k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN