Beck View, The Green, Millom, LA18 5HZ

UPRN:10000908533Detached BungalowBeds -Built -

FreeholdCouncil Tax: -EPC: B (87)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· freshAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£465,000

£372k - £558kLow

Estimate

£465k

Range

£372k – £558k

Rent Estimate (pcm)

£1,000

£850 - £1k

Monthly

£1,000

Yield

2.73%

Verdict

Derived from HomePortfolio scores

Beck View earns an INVESTIGATE rating with HP Score 66/100. Investment score 61/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (11/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

66/ 100

Mixed

Investment Score

61/ 100

Moderate

Crime Score

5/ 100

Low

Walkability

11/ 100

Low

Transit & Bike

Transit 19Bike 11

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics0/40
gross yield 2.7%; range width penalty ×0.60
- valuation_snapshotsrent estimate 1000/mo (range 850-1150)· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,251/mo, -125% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 3 Nov 2026
Risk & liquidity9.2/15
96 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£440,000

At the asking price

Monthly rent£1,000/mo

Evidenced range £850-£1,150

Interest rate5.4%

Loan to value75%

Cash required: £145,300
Net cash flow: -£793/mo
Cash on cash: -6.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.67 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 1000/mo (range 850-1150)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 3 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 3 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 1000/mo (range 850-1150)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£465,000

Rent Estimate (pcm)£1,000

Gross Yield2.73%

1y Growth-

3y Growth+3.2%

5y Growth+0.0%

10y Growth+1.4%

Last Sold Price£395,000 (2020-11-06)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideSignificant
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0LA18 5HZ

Approval Rate

-12mo

Development

low

4/26/2049/0F1
CONSTRUCTION OF A SINGLE STOREY REAR EXTENSION TO CREATE AN ACCESS PORCH, AND REPLACEMENT ROOF COVERING OVER THE EXISTING WOOD STORE FROM SLATE TO MARLEY ETERNIT RIVENDALE SLATES
Approved
4/25/2221/0F1
CONVERSION OF EXISTING BARNS INTO TWO RESIDENTIAL DWELLINGS
Rejected
4/25/2215/PIP
PERMISSION IN PRINCIPLE FOR THE DEMOLITION OF EXISTING BUNGALOW AND DEVELOPMENT OF UP TO 5 DWELLINGS
Approved

View Planning Timeline

Ownership

Corporate Ownership80.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2020-11-06
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

1 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,840

Population Density9 /km²

Owner Occupied85%

Age Distribution

0-15 14%16-64 53%65+ 33%

View Area Profile

Schools Nearby

Thwaites School
0.4 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Millom School
2.7 mi
Report card2026
Ofsted no longer awards a single overall grade.
Broughton CofE Primary and Nursery School
2.8 mi
Good
St James' Catholic Primary School
2.8 mi
Good

1 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Low Beckstones
-
£343k
-
Beck View
-
£395k
-
Styall Side
-
£300k
-
Beck View
-
£25k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN