4 Ferndale Avenue, Elton, Chester, CH2 4PL

UPRN:100010011115Semi-Detached Property3 bedsBuilt 1950-1966

FreeholdCouncil Tax: Band BEPC: E (52)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

4 Ferndale Avenue, Elton, Chester, CH2 4PL

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£189,000

£180k - £199kHigh

Estimate

£189k

Range

£180k – £199k

Rent Estimate (pcm)

£850

£750 - £900

Monthly

£850

Yield

5.37%

Verdict

Derived from HomePortfolio scores

4 Ferndale Avenue earns an INVESTIGATE rating with HP Score 68/100. Investment score 53/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (28/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

68/ 100

Mixed

Investment Score

53/ 100

Moderate

Crime Score

6/ 100

Low

Walkability

28/ 100

Low

Transit & Bike

Transit 23Bike 38

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£190,000

At the asking price

Monthly rent£850/mo

Evidenced range £750-£900

Interest rate5.4%

Loan to value75%

Cash required: £59,600
Net cash flow: -£53/mo
Cash on cash: -1.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.33 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£189,000

Rent Estimate (pcm)£850

Gross Yield5.37%

1y Growth+18.9%

3y Growth+1.4%

5y Growth+2.2%

10y Growth+3.2%

Last Sold Price£145,000 (2021-06-11)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0CH2 4PL

Approval Rate

-12mo

Development

low

26/02575/FUL
Single storey rear and side extension
Approved
26/01255/REM
Details of reserved matters (appearance, layout and scale )for Air Separation Unit, Oxygen and Nitrogen Storage Tanks, and other associated infrastructure following outline approval under 21/04091/FUL - Hybrid
Pending
26/01265/LDC
Lawful development certificate for a proposed change of use to Class C3b residential care home, including conversion of existing garage to office.
Pending

View Planning Timeline

Ownership

Corporate Ownership52.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2021-06-11
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

4 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£32,391

Population Density3,014 /km²

Owner Occupied85%

Age Distribution

0-15 16%16-64 59%65+ 25%

View Area Profile

Schools Nearby

Elton Primary School
0.3 mi
Good
Horn's Mill Primary School
2.1 mi
Good
Helsby Hillside Primary School
2.7 mi
Report card2026
Ofsted no longer awards a single overall grade.
St Bernard's Roman Catholic Primary & Nursery School
2.8 mi
Good

3 of 15 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

11 Ferndale Avenue
-
£175k
-
24 Ferndale Avenue
-
£135k
-
7 Ferndale Avenue
-
£153k
-
2 Ferndale Avenue
-
£168k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN