9 Pine Grove, Chester, CH2 3LF

UPRN:100010024201Semi-Detached House3 bedsBuilt 1950-1966

FreeholdCouncil Tax: Band BEPC: D (58)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£262,000

£248k - £275kHigh

Estimate

£262k

Range

£248k – £275k

Rent Estimate (pcm)

£1,150

£1k - £1k

Monthly

£1,150

Yield

5.75%

Verdict

Derived from HomePortfolio scores

9 Pine Grove earns an INVESTIGATE rating with HP Score 72/100. Investment score 62/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (44/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

72/ 100

Mixed

Investment Score

62/ 100

Moderate

Crime Score

12/ 100

Low

Walkability

44/ 100

Mixed

Transit & Bike

Transit 34Bike 59

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£240,000

At the asking price

Monthly rent£1,150/mo

Evidenced range £1,050-£1,250

Interest rate5.4%

Loan to value75%

Cash required: £75,600
Net cash flow: -£14/mo
Cash on cash: -0.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.42 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£262,000

Rent Estimate (pcm)£1,150

Gross Yield5.75%

1y Growth-

3y Growth+1.4%

5y Growth+2.2%

10y Growth+3.2%

Last Sold Price£195,000 (2021-06-11)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0CH2 3LF

Approval Rate

-12mo

Development

low

26/03257/NMA
Non-Material amendment to planning application 26/00712/FUL (A lower flat roof form, together with the addition of a flat rooflight to side extension and a second glazed sidelight to the entrance door).
Rejected
26/03224/FUL
Change of use of The Spinney from C3 - Dwellinghouse to day nursery E(f), single storey rear extension, changes to fenestration and associated external works.
Pending
26/03185/TPO
Full removal of a heavily leaning yew tree adjacent to the perimeter fence on the left-hand side, approx 50m from the entrance as you drive in.
Pending

View Planning Timeline

Ownership

Corporate Ownership52.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2021-06-11
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

13 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£32,391

Population Density-

Owner Occupied56%

Age Distribution

0-15 18%16-64 63%65+ 19%

View Area Profile

Schools Nearby

Maple Grove School
0.3 mi
Inspected by ISI
Hoole Church of England Primary School
0.3 mi
Inspected as Hoole Church of England Primary School (URN 134248) on 21 Jan 2025
St Martin's Academy Chester
0.4 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Oldfield Primary School
0.4 mi
Inspected as Oldfield Primary School (URN 111230) on 14 Sep 2023

5 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

77 Pine Grove
-
£282k
-
91 Pine Grove
-
£188k
-
49 Pine Grove
-
£180k
-
99 Pine Grove
-
£203k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN