7 Thames Close, Congleton, CW12 3RP

UPRN:100010045276Detached Bungalow3 bedsBuilt 1976-1982

LeaseholdCouncil Tax: Band EEPC: C (69)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

17 of 21 sources

Sale Estimate

£298,000

£283k - £313kHigh

Estimate

£298k

Range

£283k – £313k

Rent Estimate (pcm)

£1,350

£1k - £1k

Monthly

£1,350

Yield

3.77%

Verdict

Derived from HomePortfolio scores

7 Thames Close earns an INVESTIGATE rating with HP Score 77/100. Investment score 56/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (58/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

77/ 100

Strong

Investment Score

56/ 100

Moderate

Crime Score

3/ 100

Low

Walkability

58/ 100

Moderate

Transit & Bike

Transit 23Bike 29

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£430,000

At the asking price

Monthly rent£1,350/mo

Evidenced range £1,250-£1,450

Interest rate5.4%

Loan to value75%

Cash required: £141,800
Net cash flow: -£517/mo
Cash on cash: -4.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.93 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£298,000

Rent Estimate (pcm)£1,350

Gross Yield3.77%

1y Growth-

3y Growth+0.0%

5y Growth+2.1%

10y Growth+4.4%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0CW12 3RP

Approval Rate

-12mo

Development

low

26/2478/TCA
Variagated Maple 30% overall prune approx 2.5m max Row of Beech slight prune back to fenceline approx 1m max Chestnut remove deadwood Rowan 10% overall prune approx 1.5m max All work as part of routine maintenance in order to maintain size and shape of tree in relation to its position on the property.
Pending
26/2362/DSC
Discharge of conditions 12 and 28 on 24/2497C - Demolition of existing buildings and regeneration of site to provide a care home, 53 retirement living apartments and 14 houses
Pending
26/2294/FUL
Proposed external alterations at rear of Public House premises to add new section of timber pergola, new festoon lighting, new planters and post and rope fencing and addition of new timber framed window units at first floor level on the rear elevation.
Pending

View Planning Timeline

Ownership

Corporate Ownership79.6%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

27 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,221

Population Density3,666 /km²

Owner Occupied84%

Age Distribution

0-15 15%16-64 61%65+ 24%

View Area Profile

Schools Nearby

Daven Primary School
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
Marlfields Primary School
0.8 mi
Report card2026
Ofsted no longer awards a single overall grade.
Mossley CofE Primary School
0.8 mi
Good
Esland Daven School
0.8 mi
Report card2026
Ofsted no longer awards a single overall grade.

3 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

5 Thames Close
-
£490k
-
29 Thames Close
-
£257k
-
23 Thames Close
-
£230k
-
30 Thames Close
-
£380k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN