28 Elm Drive, Holmes Chapel, Crewe, CW4 7QG

UPRN:100010047651Detached House3 bedsBuilt 1991-1995

FreeholdCouncil Tax: Band EEPC: D (60)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

28 Elm Drive, Holmes Chapel, Crewe, CW4 7QG

HP Score

/ 100

Strong

Verdict

6 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

17 of 21 sources

Sale Estimate

£434,000

£413k - £456kHigh

Estimate

£434k

Range

£413k – £456k

Rent Estimate (pcm)

£2,000

£2k - £2k

Monthly

£2,000

Yield

6.15%

Verdict

Derived from HomePortfolio scores

28 Elm Drive earns an INVESTIGATE rating with HP Score 77/100. Investment score 69/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (47/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

77/ 100

Strong

Investment Score

69/ 100

Moderate

Crime Score

7/ 100

Low

Walkability

47/ 100

Mixed

Transit & Bike

Transit 7Bike 15

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£390,000

At the asking price

Monthly rent£2,000/mo

Evidenced range £1,850-£2,150

Interest rate5.4%

Loan to value75%

Cash required: £127,800
Net cash flow: £68/mo
Cash on cash: 0.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.52 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£434,000

Rent Estimate (pcm)£2,000

Gross Yield6.15%

1y Growth-

3y Growth+7.5%

5y Growth+2.6%

10y Growth+3.4%

Last Sold Price£285,000 (2018-04-26)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0CW4 7QG

Approval Rate

-12mo

Development

low

26/1867/PRIOR-1A
Prior notification of single storey rear extension extending 6m beyond the rear wall maximum height of 3m and eaves height of 2.55m
Pending
26/1463/CLPUD
Certificate of lawful development for the demolition of existing conservatory and the erection of ground floor rear extension.
Pending
26/0759/HOUS
Conversion of and extension to existing detached double garage to provide granny annex accommodation ancillary to the house.
Pending

View Planning Timeline

Ownership

Corporate Ownership69.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2018-04-26
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,221

Population Density750 /km²

Owner Occupied87%

Age Distribution

0-15 20%16-64 60%65+ 20%

View Area Profile

Schools Nearby

Hermitage Primary School
0.0 mi
Good
Holmes Chapel Primary School
0.5 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Holmes Chapel Comprehensive School
0.9 mi
Good
Goostrey Community Primary School
1.6 mi
Report card2026
Ofsted no longer awards a single overall grade.

4 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

36 Elm Drive
-
£480k
-
44 Elm Drive
-
£440k
-
50 Elm Drive
-
£380k
-
40 Elm Drive
-
£473k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN