21 Fields Road, Alsager, Stoke-on-Trent, ST7 2NA

UPRN:100010062382Semi-Detached PropertyBeds -Built 1900-1929

FreeholdCouncil Tax: Band DEPC: C (70)

Data freshness:Listing· freshPlanning· 6mo agoOwnership· 1mo agoEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

21 Fields Road, Alsager, Stoke-on-Trent, ST7 2NA

HP Score

/ 100

Strong

Verdict

5 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

17 of 21 sources

Sale Estimate

£409,000

£328k - £491kLow

Estimate

£409k

Range

£328k – £491k

Rent Estimate (pcm)

£2,150

£2k - £2k

Monthly

£2,150

Yield

5.21%

Verdict

Derived from HomePortfolio scores

21 Fields Road earns an INVESTIGATE rating with HP Score 77/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (74/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

77/ 100

Strong

Investment Score

64/ 100

Moderate

Crime Score

26/ 100

Moderate

Walkability

74/ 100

High

Transit & Bike

Transit 17Bike 26

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics1.6/40
gross yield 5.2%; range width penalty ×0.92
- valuation_snapshotsrent estimate 2150/mo (range 2000-2300)· as of 10 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -638/mo, -30% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 5 Nov 2026
Risk & liquidity9.3/15
580 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£495,000

At the asking price

Monthly rent£2,150/mo

Evidenced range £2,000-£2,300

Interest rate5.4%

Loan to value75%

Cash required: £164,550
Net cash flow: -£182/mo
Cash on cash: -1.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.29 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 2150/mo (range 2000-2300)Rental economics · as of 10 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 5 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 5 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 2150/mo (range 2000-2300)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£409,000

Rent Estimate (pcm)£2,150

Gross Yield5.21%

1y Growth-59.0%

3y Growth+1.2%

5y Growth+3.1%

10y Growth+4.0%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1ST7 2NA

Approval Rate

-12mo

Development

low

26/1703/DSC
Discharge of conditions 4 and 6 on approval 24/4314/HOUS: 1. Partial and full demolition of existing outbuildings to the rear and side. Existing bricks will be reused in the new extension where appropriate. 2. A new single storey rear extension. 3. A new bay to replace the existing side bay to the same footprint. 4. Internal modifications. 5. Replacement of existing windows. 6. Replacement windows and doors to the garage. 7. New pedestrian gate, gate posts and path from Fields Road to a new front door. 8. Modifications to boundary treatment to the south east elevation.
Pending
26/1683/TPO
T1 - Castanea sativa - Sweet Chestnut, Crown Clean, Dead Wood Removal, Removal of 1 secondary limb within crown. T2 Carpinus betulus - Hornbeam - Crown Clean and Minor Pruning back of 1 lower limb from adjacent property. T3 - Fagus sylvatica - Beech - Crown Clean and Minor Pruning back of lower limb towards house
Pending
26/1239/HOUS
The proposed work will be a single storey extension to the existing dwelling with a single pitched roof. The purpose of the extension is to house a utility area, a WC/shower and a family day room.
Pending

View Planning Timeline