78 Welsh Row, Nantwich, CW5 5ET

UPRN:100010100996Mid Terrace House5 bedsBuilt before 1900

FreeholdCouncil Tax: Band EEPC: E (39)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

5 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£392,000

£314k - £470kLow

Estimate

£392k

Range

£314k – £470k

Rent Estimate (pcm)

£1,700

£2k - £2k

Monthly

£1,700

Yield

3.55%

Verdict

Derived from HomePortfolio scores

78 Welsh Row earns an INVESTIGATE rating with HP Score 77/100. Investment score 61/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (70/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

77/ 100

Strong

Investment Score

61/ 100

Moderate

Crime Score

16/ 100

Moderate

Walkability

70/ 100

High

Transit & Bike

Transit 28Bike 56

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics0/40
gross yield 3.5%; range width penalty ×0.85
- valuation_snapshotsrent estimate 1700/mo (range 1550-1850)· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,306/mo, -77% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 2 Nov 2026
Risk & liquidity9.3/15
429 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£575,000

At the asking price

Monthly rent£1,700/mo

Evidenced range £1,550-£1,850

Interest rate5.4%

Loan to value75%

Cash required: £192,550
Net cash flow: -£764/mo
Cash on cash: -4.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.88 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 1700/mo (range 1550-1850)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 2 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 2 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 1700/mo (range 1550-1850)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£392,000

Rent Estimate (pcm)£1,700

Gross Yield3.55%

1y Growth-

3y Growth-1.1%

5y Growth+1.2%

10y Growth+3.3%

Last Sold Price£60,000 (1997-10-31)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0CW5 5ET

Approval Rate

-12mo

Development

low

26/1733/TPO
Works proposed to remove overhang from hard informal play area, and to minimise overhang from soft informal play areas, to reduce the risk of branch failure causing harm during operation of school. T8 - Oak - Remove deadwood and undertake lateral reduction on western aspect of crown by 2.5-3.0m pruning to suitable growing points. T11 - Oak - Remove deadwood and undertake lateral reduction on western aspect of crown by 1.5-2.0m to suitable growing points.
Pending
26/1715/HOUS
Single storey extension to rear of dwelling
Pending
26/1669/NMA
Non-material amendment on approval 23/0376N: New 1 form entry primary school to accommodate 210 pupils, with an additional Resources Provision for SEN pupils. Associated perimeter fencing for safeguarding, car park, cycle storage, plant and landscaped play areas. Fence between MUGA and school grounds to be 'Exempla Timber CLD 20902 | Profiled Mesh Panel System fencing' adjacent to the MUGA; as depicted on attached plan.
Pending

View Planning Timeline

Ownership

Corporate Ownership75.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change1997-10-31
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,221

Population Density4,191 /km²

Owner Occupied63%

Age Distribution

0-15 14%16-64 66%65+ 20%

View Area Profile

Schools Nearby

Malbank School and Sixth Form College
0.2 mi
Inspected as Malbank School and Sixth Form College (URN 111419) on 14 Jun 2022
Millfields Primary Academy
0.2 mi
Inspected as Millfields Primary School and Nursery (URN 111079) on 12 Jan 2022
Nantwich Primary Academy
0.4 mi
Good
Kingsbourne Academy
0.4 mi
-

1 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

109 Welsh Row
-
£800k
-
103 Welsh Row
-
£210k
-
The Chapel Welsh Row
-
£265k
-
74 Welsh Row
-
£370k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN