38 St Andrews Square, Brandon, Durham, DH7 8NU

UPRN:10001011022Terrace Property3 bedsBuilt 2007-2011

FreeholdCouncil Tax: Band CEPC: C (79)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

38 St Andrews Square, Brandon, Durham, DH7 8NU

HP Score

/ 100

Mixed

Verdict

5 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£145,000

£116k - £174kLow

Estimate

£145k

Range

£116k – £174k

Rent Estimate (pcm)

£1,050

£1k - £1k

Monthly

£1,050

Yield

10.50%

Verdict

Derived from HomePortfolio scores

38 St Andrews Square earns an INVESTIGATE rating with HP Score 71/100. Investment score 69/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is limited (65/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

71/ 100

Mixed

Investment Score

69/ 100

Moderate

Crime Score

36/ 100

Elevated

Walkability

65/ 100

Moderate

Transit & Bike

Transit 28Bike 31

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics40/40
gross yield 10.5%; range width penalty ×1.00; the estimate this rent rides on sits 17% above the ask - check the rent describes the advertised home
- valuation_snapshotsrent estimate 1050/mo (range 1000-1100)· as of 12 Oct 2026· verify before relying on this
- valuation_snapshotssale estimate 17% above the ask on the same snapshot - verify the rent describes this home· as of 12 Oct 2026· verify before relying on this
Stress margin12.9/30
stressed cash flow +136/mo, +13% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Risk & liquidity9.2/15
481 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£120,000

At the asking price

Monthly rent£1,050/mo

Evidenced range £1,000-£1,100

Interest rate5.4%

Loan to value75%

Cash required: £37,300
Net cash flow: £322/mo
Cash on cash: 10.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.59 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 1050/mo (range 1000-1100)Rental economics · as of 12 Oct 2026 · verify before relying on this
valuation_snapshotssale estimate 17% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 1050/mo (range 1000-1100)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The market estimate this rent rides on sits far above the asking price, so the rent may describe a different home.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£145,000

Rent Estimate (pcm)£1,050

Gross Yield10.50%

1y Growth-1.1%

3y Growth+1.9%

5y Growth+1.8%

10y Growth+1.6%

Last Sold Price£175,000 (2005-12-13)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0DH7 8NU

Approval Rate

-12mo

Development

low

DM/26/02821/RM
Application for Reserved Matters in relation to Appearance, Layout, Landscaping and Scale pursuant to hybrid consent DM/25/00762/FPA, for 49no. dwellings within Phase 2a of the development.
Pending
DM/26/02748/DRC
Discharge of Conditions 22 (Sensitive Construction Phase Lighting), 23 (Bird and Bat Boxes Phase 1), 25 (Log Piles for Reptiles and Invertebrates), 30 (Highway Details), 50 (Soil Management Strategy Phase 1), 52 (Land Contamination Strategy Phase 1 of development), 56 (Drainage) IN PART in respect of part of Phase 1 only, 57 (Drainage Construction Timetable) IN PART in respect of part of Phase 1 only, and 62 (Broadband Connection Phase 1), pursuant to consent DM/25/00762/FPA.
Pending
DM/26/02470/NMA
Non-Material Amendment pursuant to consent DM/25/00762/FPA in order to amend Condition 6 (Approved Plans) to amend the noise mitigation details in respect of noise from Red Barns Farm and from the A690.
Approved

View Planning Timeline

Ownership

Corporate Ownership79.8%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2005-12-13
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,718

Population Density3,125 /km²

Owner Occupied39%

Age Distribution

0-15 16%16-64 60%65+ 24%

View Area Profile

Schools Nearby

Brandon Primary Academy
0.2 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Browney Primary Academy
0.7 mi
Good
St Patrick's Catholic Primary School, Langley Moor
0.8 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Langley Moor Nursery School
1.0 mi
OutstandingConcerns

1 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

18 St Andrews Square
-
£76k
-
6 St Andrews Square
-
£72k
-
21 St Andrews Square
-
£75k
-
12 St Andrews Square
-
£78k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN