Whitwell South Farm, Bowburn, Durham, DH6 5NQ

UPRN:10001011793Detached House3 bedsBuilt 2003-2006

Tenure: -Council Tax: Band CEPC: E (51)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 1mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

Whitwell South Farm, Bowburn, Durham, DH6 5NQ

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

16 of 21 sources

Sale Estimate

£1,036,000

£829k - £1.24MLow

Estimate

£1.04M

Range

£829k – £1.24M

Rent Estimate (pcm)

£5,650

£5k - £6k

Monthly

£5,650

Yield

6.78%

Verdict

Derived from HomePortfolio scores

Whitwell South Farm earns an INVESTIGATE rating with HP Score 65/100. Investment score 53/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (33/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

65/ 100

Mixed

Investment Score

53/ 100

Moderate

Crime Score

21/ 100

Moderate

Walkability

33/ 100

Mixed

Transit & Bike

Transit 15Bike 31

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesLead to verifyListing checked 10 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: the advert has 13 bedrooms but the valuation snapshot describes 3 - an extension, conversion or HMO the evidence does not reflect, or a different home. It ranks after every home whose inputs are verified.

Valuation edge0/15
claims [sold-comps -365.1%, £/sqft -365.6%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; AVM excluded (estimate confidence LOW below scoring floor)
estimate confidence LOW below scoring floor · snapshot 12 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 21%· as of 31 Oct 2026
Rental economics12.8/40
gross yield 6.8%; range width penalty ×0.90
- valuation_snapshotsrent estimate 5650/mo (range 5200-6050)· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -196/mo, -3% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 10 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 79 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 10 Nov 2026
Risk & liquidity9.2/15
461 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£750,000£1,150,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£1,000,000

At the asking price

Monthly rent£5,650/mo

Evidenced range £5,200-£6,050

Interest rate5.4%

Loan to value75%

Cash required: £345,050
Net cash flow: £537/mo
Cash on cash: 1.9%
Score at this price: 22

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.67 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 21%Valuation edge · as of 31 Oct 2026
valuation_snapshotsrent estimate 5650/mo (range 5200-6050)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 10 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 10 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 5650/mo (range 5200-6050)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 79 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,036,000

Rent Estimate (pcm)£5,650

Gross Yield6.78%

1y Growth-

3y Growth-0.4%

5y Growth-1.2%

10y Growth+0.6%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0DH6 5NQ

Approval Rate

-12mo

Development

low

DM/26/02910/TPO
T1. Oak - crown reduce to shape the x3 larges limbs by 4m T2. Ash - fell as close to current ground level as practical
Pending
DM/26/01140/FPA
Hybrid application comprising Full planning permission for the erection of 65no. dwellings; and Outline planning permission (with all matters reserved except access) for the erection of up to 135no. dwellings, including associated service infrastructure and landscaping.
Pending
DM/26/01095/PND
Demolition of former single storey 'meals on wheels' kitchen building accessed off Bede Terrace (Prince Charles Avenue).
Approved

View Planning Timeline

Ownership

Corporate Ownership81.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

9 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,718

Population Density-

Owner Occupied83%

Age Distribution

0-15 16%16-64 59%65+ 25%

View Area Profile

Schools Nearby

Bowburn Primary School
0.8 mi
Inspected as Bowburn Primary School (URN 114087) on 23 Jan 2024
Strawberry Lane
0.8 mi
-
Shincliffe CofE (Controlled) Primary School
1.0 mi
Report card2026
Ofsted no longer awards a single overall grade.
Cassop Primary School
2.2 mi
Good

2 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

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Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN