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128 Bank Street, Macclesfield, SK11 7AY

UPRN:100010139059Semi-Detached House2 bedsBuilt 1930-1949
LeaseholdCouncil Tax: Band CEPC: D (65)
Data freshness:Listing· freshListing: fresh, refreshed 5d ago (2026-11-04T04:00:06.345886+00:00)Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T09:53:22.737609+00:00)EPC· 1mo agoEPC: ageing, refreshed 1mo ago (2026-10-01T04:58:08.679453+00:00)Risk· 5mo agoRisk: stale, refreshed 5mo ago (2026-06-18T00:00:00+00:00)Connectivity· 1mo agoConnectivity: ageing, refreshed 1mo ago (2026-10-03T06:43:10.905825+00:00)Schools· 1mo agoSchools: ageing, refreshed 1mo ago (2026-10-06T05:00:30.533230+00:00)Amenities· 2mo agoAmenities: ageing, refreshed 2mo ago (2026-09-23T00:00:00+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
128 Bank Street, Macclesfield, SK11 7AY

HP Score

Strong
Verdict
5 days ago
  • Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.

    Strong fundamentals; flood risk not assessed

Evidence
18 of 21 sources
Sale Estimate
£225,000
£202k - £247kMedium
Estimate
£225k
Range
£202k – £247k
Rent Estimate (pcm)
£900
£800 - £950
Monthly
£900
Yield
3.60%

Verdict

Derived from HomePortfolio scores

128 Bank Street earns an INVESTIGATE rating with HP Score 80/100. Investment score 68/100 reflects moderate fundamentals. Crime intensity is low. Walkability is excellent (92/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS
HP Score
80/ 100
Strong
Investment Score
68/ 100
Moderate
Crime Score
25/ 100
Moderate
Walkability
92/ 100
Excellent
Transit & Bike
Transit 19Bike 35
Walk Score, out of 100

Valuation & Market

Sale Estimate£225,000
Rent Estimate (pcm)£900
Gross Yield3.60%
1y Growth-
3y Growth+2.0%
5y Growth+2.8%
10y Growth+4.8%
Last Sold Price£167,000 (2020-11-13)

Risk Overview

  • Flood RiskUnknown
  • SubsidenceLow
  • RadonLow
  • MiningLow
  • LandslideModerate
  • Air QualityLow
  • NoiseLow

Planning Activity

Recent Apps
0SK11 7AY
Approval Rate
-12mo
Development
low
  • 26/1834/HOUS
    Proposed front porch, two storey side extension, single storey rear extension, alterations to form dropped kerb to create a side driveway, lantern roof light and a Juliet balcony to the rear of the extension
    Pending
  • 26/1791/TPO
    [T1] Horse Chestnut Location: Rear of property. Specification: Reduce new growth height by approximately 1.5–2m and lateral spread all round by up to 2m, pruning back to suitable growth points. Clear epicormic growth on the stem to approximately 5m and remove major deadwood 4cm diameter and greater throughout the crown. Remove all arising debris from site. Reason: The proposed works form part of an ongoing cyclical management regime, with the tree having been pruned previously to maintain an appropriate size and form relative to its location. Selective reduction pruning and removal of epicormic growth and deadwood will maintain crown structure and facilitate continued long-term management in accordance with good arboricultural practice. The tree is also subject to ongoing vitality management through periodic potassium phosphite stem drench treatments, with a further application planned to support physiological health and resilience.
    Pending
  • 26/1611/HOUS
    Demolishing the existing conservatory and part of the rear elevation. Replace with single storey extension with matching facing brick walls and metal french doors and windows.
    Pending

Ownership

  • Corporate Ownership75.7%
  • Overseas OwnershipNo
  • Lease Term Remaining899 yrs
  • CovenantsRestrictive
  • Lease TypeLeasehold
  • Last Ownership Change2020-11-13
  • SourceLand Registry

Connectivity

Broadband (Standard)
12 Mbps
Mobile 4G/5G Coverage
-
EV Charger
-
PTAL Rating
-

Area Profile

Median EarningsLocal authority£33,221
Population Density5,816 /km²
Owner Occupied49%
Age Distribution
0-15 15%16-64 67%65+ 18%

Schools Nearby

  • Puss Bank School and Nursery
    0.3 mi
    Report card2026

    Ofsted no longer awards a single overall grade.

  • Parkroyal Community School
    0.7 mi
    Report card2026

    Ofsted no longer awards a single overall grade.

  • Christ The King Catholic and Church of England Primary School
    0.8 mi
    Area grades2025

    Inspected after Ofsted withdrew the single overall grade.

  • The Macclesfield Academy
    0.9 mi

    Inspected as The Macclesfield Academy (URN 137064) on 25 Feb 2020

3 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

Comparables

View All
  • 130 Bank Street
    -
    £165k
    -
  • 120 Bank Street
    -
    £190k
    -
  • 112 Bank Street
    -
    £128k
    -
  • 150 Bank Street
    -
    £280k
    -