The Cottage, Hauxley Moor House, Amble, Morpeth, NE65 0JJ

UPRN:10001014507Bungalow Property2 bedsBuilt before 1900

Tenure: -Council Tax: Band BEPC: F (25)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

The Cottage, Hauxley Moor House, Amble, Morpeth, NE65 0JJ

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

15 of 21 sources

Sale Estimate

£221,000

£177k - £266kLow

Estimate

£221k

Range

£177k – £266k

Rent Estimate (pcm)

£800

£750 - £900

Monthly

£800

Yield

2.43%

Verdict

Derived from HomePortfolio scores

The Cottage earns an INVESTIGATE rating with HP Score 57/100. Investment score 58/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is limited (13/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

57/ 100

Mixed

Investment Score

58/ 100

Moderate

Crime Score

35/ 100

Elevated

Walkability

13/ 100

Low

Transit & Bike

Transit 8Bike 26

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

15 live new-build plots advertised against one placeholder UPRN (£190,950-£401,950) - several homes collapsed onto one address, so the UPRN's valuation describes none of them

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£394,950

At the asking price

Monthly rent£800/mo

Evidenced range £750-£900

Interest rate5.4%

Loan to value75%

Cash required: £129,533
Net cash flow: -£779/mo
Cash on cash: -7.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.60 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£221,000

Rent Estimate (pcm)£800

Gross Yield2.43%

1y Growth-

3y Growth+3.9%

5y Growth+2.8%

10y Growth+4.0%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseHigh

View Full Risk Report

Planning Activity

Recent Apps

0NE65 0JJ

Approval Rate

-12mo

Development

low

26/03694/DISCON
Discharge of conditions 13 (Highway Materials), 16 (Highways Details), 19 (Highway Drainage) and 41 (Framework TP) on approved application 17/01675/OUT
Pending
26/03704/DISCON
Discharge of condition 6 (cycle connectivity) on approved application 23/04076/REM
Pending
26/03342/FUL
Single storey wrap-around extension; conversion of an existing room and part of the extension to form ancillary apartment; an associated first-floor ensuite; and re-ordering of existing windows and openings
Pending

View Planning Timeline

Ownership

Corporate Ownership75.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (-)

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,456

Population Density202 /km²

Owner Occupied66%

Age Distribution

0-15 17%16-64 62%65+ 21%

View Area Profile

Schools Nearby

King Edwin Primary School
0.6 mi
Good
Coquet Community School
0.7 mi
Good
Amble Links Primary School
0.9 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Broomhill Primary School
1.8 mi
Report card2026
Ofsted no longer awards a single overall grade.

3 of 15 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN