54 Fence Avenue, Macclesfield, SK10 1LT

UPRN:100010146475Detached House4 bedsBuilt 1900-1929

LeaseholdCouncil Tax: Band EEPC: E (47)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£687,000

£618k - £755kMedium

Estimate

£687k

Range

£618k – £755k

Rent Estimate (pcm)

£2,650

£2k - £3k

Monthly

£2,650

Yield

7.00%

Verdict

Derived from HomePortfolio scores

54 Fence Avenue earns an INVESTIGATE rating with HP Score 85/100. Investment score 68/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is excellent (88/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

85/ 100

Strong

Investment Score

68/ 100

Moderate

Crime Score

9/ 100

Low

Walkability

88/ 100

Excellent

Transit & Bike

Transit 19Bike 50

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

18 live new-build plots advertised against one placeholder UPRN (£369,995-£667,000) - several homes collapsed onto one address, so the UPRN's valuation describes none of them

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£454,500

At the asking price

Monthly rent£2,650/mo

Evidenced range £2,400-£2,900

Interest rate5.4%

Loan to value75%

Cash required: £150,375
Net cash flow: £301/mo
Cash on cash: 2.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.73 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£687,000

Rent Estimate (pcm)£2,650

Gross Yield7.00%

1y Growth-

3y Growth+0.3%

5y Growth-0.2%

10y Growth+3.3%

Last Sold Price£428,000 (2012-02-20)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0SK10 1LT

Approval Rate

-12mo

Development

low

26/1521/VOC
Removal of condition 4 on approval 17/1749M: Variation of condition 3 (approved plans) to application 15/4077M - Change of use of Grade II Listed Building: Internal alterations to form 6No. Apartments at First, second and Third Floor levels.
Pending
26/1478/FUL
Elevational Changes and Remedial Work - 1) Repairs to roof 2) New Shop front 3) Repairs to later added render to front elevation 4) New Heritage Style Sash Windows to Upper Floors.
Pending
26/1477/FUL
Proposed refurbishment and alterations of external elevations. Provision of cycle and bin storage areas.
Pending

View Planning Timeline

Ownership

Corporate Ownership75.7%
Overseas OwnershipNo
Lease Term Remaining887 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2012-02-20
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,221

Population Density2,477 /km²

Owner Occupied71%

Age Distribution

0-15 15%16-64 60%65+ 25%

View Area Profile

Schools Nearby

Puss Bank School and Nursery
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
Hurdsfield Community Primary School and Nursery
0.5 mi
Inspected as Hurdsfield Community Primary School (URN 111233) on 10 May 2022
Tytherington School
0.7 mi
Report card2026
Ofsted no longer awards a single overall grade.
Parkroyal Community School
0.7 mi
Report card2026
Ofsted no longer awards a single overall grade.

2 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

4 Fence Avenue
-
£760k
-
48 Fence Avenue
-
£799k
-
6 Fence Avenue
-
£877k
-
Parklea, 8 Fence Avenue
-
£237k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN