31 Fountain Street, Macclesfield, SK10 1JN

UPRN:100010146734Detached House3 bedsBuilt before 1900

FreeholdCouncil Tax: Band FEPC: D (56)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

31 Fountain Street, Macclesfield, SK10 1JN

HP Score

/ 100

Strong

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£624,000

£561k - £686kMedium

Estimate

£624k

Range

£561k – £686k

Rent Estimate (pcm)

£2,450

£2k - £3k

Monthly

£2,450

Yield

9.05%

Verdict

Derived from HomePortfolio scores

31 Fountain Street earns an INVESTIGATE rating with HP Score 82/100. Investment score 73/100 reflects strong fundamentals. Crime intensity is low. Walkability is excellent (92/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

82/ 100

Strong

Investment Score

73/ 100

High

Crime Score

25/ 100

Moderate

Walkability

92/ 100

Excellent

Transit & Bike

Transit 31Bike 47

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity
new-build plot advert 48% below the estimate on its UPRN - the estimate describes another home on the development, not this plot

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£325,000

At the asking price

Monthly rent£2,450/mo

Evidenced range £2,200-£2,650

Interest rate5.4%

Loan to value75%

Cash required: £105,050
Net cash flow: £599/mo
Cash on cash: 6.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.23 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£624,000

Rent Estimate (pcm)£2,450

Gross Yield9.05%

1y Growth+6.4%

3y Growth+0.3%

5y Growth-0.2%

10y Growth+3.3%

Last Sold Price£560,000 (2024-05-09)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0SK10 1JN

Approval Rate

-12mo

Development

low

26/1834/HOUS
Proposed front porch, two storey side extension, single storey rear extension, alterations to form dropped kerb to create a side driveway, lantern roof light and a Juliet balcony to the rear of the extension
Pending
26/1546/DSC
Discharge of conditions 1, 2, 3 and 4 on approval 25/0758/LBC: Listed Building Consent for splice repair to front elevation windows and like-for-like replacement of windows and door to rear elevation.
Pending
26/1521/VOC
Removal of condition 4 on approval 17/1749M: Variation of condition 3 (approved plans) to application 15/4077M - Change of use of Grade II Listed Building: Internal alterations to form 6No. Apartments at First, second and Third Floor levels.
Pending

View Planning Timeline

Ownership

Corporate Ownership75.7%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2024-05-09
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,221

Population Density-

Owner Occupied49%

Age Distribution

0-15 15%16-64 67%65+ 18%

View Area Profile

Schools Nearby

Puss Bank School and Nursery
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
Parkroyal Community School
0.6 mi
Report card2026
Ofsted no longer awards a single overall grade.
Hurdsfield Community Primary School and Nursery
0.8 mi
Inspected as Hurdsfield Community Primary School (URN 111233) on 10 May 2022
The Fermain Academy
0.8 mi
OutstandingConcerns

2 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

26 Fountain Street
-
£170k
-
50 Fountain Street
-
£175k
-
40 Fountain Street
-
£175k
-
Belgreen House Fountain Street
-
£1.01M
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN