64 Garden Street, Macclesfield, SK10 2QP

UPRN:100010146946Terrace Property2 bedsBuilt before 1900

Tenure: -Council Tax: Band BEPC: D (66)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

64 Garden Street, Macclesfield, SK10 2QP

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£153,000

£145k - £160kHigh

Estimate

£153k

Range

£145k – £160k

Rent Estimate (pcm)

£650

£600 - £700

Monthly

£650

Yield

5.61%

Verdict

Derived from HomePortfolio scores

64 Garden Street earns an INVESTIGATE rating with HP Score 71/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is good (80/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

71/ 100

Mixed

Investment Score

64/ 100

Moderate

Crime Score

44/ 100

Elevated

Walkability

80/ 100

High

Transit & Bike

Transit 19Bike 49

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£138,950

At the asking price

Monthly rent£650/mo

Evidenced range £600-£700

Interest rate5.4%

Loan to value75%

Cash required: £43,265
Net cash flow: -£19/mo
Cash on cash: -0.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.39 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£153,000

Rent Estimate (pcm)£650

Gross Yield5.61%

1y Growth+13.3%

3y Growth+0.3%

5y Growth-0.2%

10y Growth+3.3%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0SK10 2QP

Approval Rate

-12mo

Development

low

26/1521/VOC
Removal of condition 4 on approval 17/1749M: Variation of condition 3 (approved plans) to application 15/4077M - Change of use of Grade II Listed Building: Internal alterations to form 6No. Apartments at First, second and Third Floor levels.
Pending
26/1517/CLPUD
Certificate of lawful use for the proposed use of the application site for receiving, storing, and distributing goods i.e falling within Class B8 of the Town and Country Planning (Use Classes) Order 1987 (as amended). This specifically includes the holding and sorting, customisation, packaging, and shipping of sportswear garments.
Pending
26/1477/FUL
Proposed refurbishment and alterations of external elevations. Provision of cycle and bin storage areas.
Pending

View Planning Timeline

Ownership

Corporate Ownership75.7%
Overseas OwnershipNo
Lease Term Remaining825 yrs
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

18 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,221

Population Density-

Owner Occupied52%

Age Distribution

0-15 20%16-64 65%65+ 15%

View Area Profile

Schools Nearby

Tytherington School
0.4 mi
Report card2026
Ofsted no longer awards a single overall grade.
Beech Hall School
0.5 mi
Inspected by ISI
Hurdsfield Community Primary School and Nursery
0.6 mi
Inspected as Hurdsfield Community Primary School (URN 111233) on 10 May 2022
Puss Bank School and Nursery
0.6 mi
Report card2026
Ofsted no longer awards a single overall grade.

2 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

71 Garden Street
-
£178k
-
65 Garden Street
-
£215k
-
51 Garden Street
-
£172k
-
66 Garden Street
-
£175k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN