13 Buxton Road, Disley, Stockport, SK12 2DZ

UPRN:100010163005End Terrace House2 bedsBuilt before 1900

FreeholdCouncil Tax: Band BEPC: D (60)

Data freshness:Listing· freshPrice Paid· freshPlanning· 6mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

13 Buxton Road, Disley, Stockport, SK12 2DZ

HP Score

/ 100

Strong

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£201,000

£181k - £221kMedium

Estimate

£201k

Range

£181k – £221k

Rent Estimate (pcm)

£850

£800 - £950

Monthly

£850

Yield

4.64%

Verdict

Derived from HomePortfolio scores

13 Buxton Road earns an INVESTIGATE rating with HP Score 80/100. Investment score 71/100 reflects strong fundamentals. Crime intensity is very low. Walkability is limited (65/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

80/ 100

Strong

Investment Score

71/ 100

High

Crime Score

13/ 100

Low

Walkability

65/ 100

Moderate

Transit & Bike

Transit 19Bike 44

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 4 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -9.5% (MEDIUM)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 13 Oct 2026
- valuation_snapshotsestimate for 100010163005· as of 13 Oct 2026
Rental economics0/40
gross yield 4.6%; range width penalty ×0.85
- valuation_snapshotsrent estimate 850/mo (range 800-950)· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -433/mo, -51% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 66 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity12.9/15
221 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£165,000£253,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£220,000

At the asking price

Monthly rent£850/mo

Evidenced range £800-£950

Interest rate5.4%

Loan to value75%

Cash required: £69,200
Net cash flow: -£154/mo
Cash on cash: -2.7%
Score at this price: 13

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.14 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100010163005Valuation edge · as of 13 Oct 2026
valuation_snapshotsrent estimate 850/mo (range 800-950)Rental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 850/mo (range 800-950)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 66 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£201,000

Rent Estimate (pcm)£850

Gross Yield4.64%

1y Growth+74.5%

3y Growth+5.7%

5y Growth+5.4%

10y Growth+5.8%

Last Sold Price£110,000 (2025-02-12)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideModerate
Air QualityLow
NoiseHigh

View Full Risk Report

Planning Activity

Recent Apps

1SK12 2DZ

Approval Rate

-12mo

Development

low

26/1648/TCA
Silver Birch x 2 – Fell as they have both outgrown the location. Low Amenity value The property that the trees back on to is significantly lower than the trees and it is overbearing on the property
Pending
26/1601/TPO
Sycamore Tree 1 (top left of garden) bordering three neighbouring properties has died and urgently needs pollarding to 15 to 20 foot (Aprox. 4.572 to 6.096 meters) for safety. Bark has fallen off the tree in multiple locations and 85% of the leaves have not returned this year - this is a large tree overhanging neighbouring properties and poses a risk to safety. Sycamore Tree 3 (far right of the garden) bordering one neighbouring property to be thin and crown lift by 20% to remove dead branches / wood and improve light penetration into multiple properties.
Pending
26/1312/HOUS
New Front Porch and Alterations to Windows
Pending

View Planning Timeline

Ownership

Corporate Ownership80.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2025-02-12
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,221

Population Density-

Owner Occupied84%

Age Distribution

0-15 16%16-64 54%65+ 30%

View Area Profile

Schools Nearby

Disley Primary School
0.1 mi
Good
Hague Bar Primary School
0.7 mi
Good
Newtown Primary School (High Peak Federation)
1.2 mi
Good
Brookside Primary School
1.3 mi
Report card2026
Ofsted no longer awards a single overall grade.

2 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

53 Buxton Road
-
£220k
-
19 Buxton Road
-
£205k
-
13 Buxton Road
-
£110k
-
49 Buxton Road
-
£178k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN