98 Buxton Road, Disley, Stockport, SK12 2HE

UPRN:100010163087Semi-Detached House5 bedsBuilt before 1900

FreeholdCouncil Tax: Band EEPC: D (68)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

98 Buxton Road, Disley, Stockport, SK12 2HE

HP Score

/ 100

Strong

Verdict

5 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£494,000

£469k - £518kHigh

Estimate

£494k

Range

£469k – £518k

Rent Estimate (pcm)

£1,800

£2k - £2k

Monthly

£1,800

Yield

4.36%

Verdict

Derived from HomePortfolio scores

98 Buxton Road earns an INVESTIGATE rating with HP Score 81/100. Investment score 67/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (65/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

81/ 100

Strong

Investment Score

67/ 100

Moderate

Crime Score

7/ 100

Low

Walkability

65/ 100

Moderate

Transit & Bike

Transit 17Bike 45

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is held on a lease but the UPRN is valued as a freehold house - the listing is likely a unit within the building

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£495,000

At the asking price

Monthly rent£1,800/mo

Evidenced range £1,650-£2,000

Interest rate5.4%

Loan to value75%

Cash required: £164,550
Net cash flow: -£424/mo
Cash on cash: -3.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.08 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£494,000

Rent Estimate (pcm)£1,800

Gross Yield4.36%

1y Growth-

3y Growth+5.7%

5y Growth+5.4%

10y Growth+5.8%

Last Sold Price£274,000 (2012-12-14)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideModerate
Air QualityLow
NoiseHigh

View Full Risk Report

Planning Activity

Recent Apps

0SK12 2HE

Approval Rate

-12mo

Development

low

HPK/2026/0333
Demolition of existing outbuilding and erection of a single dwelling with associated landscaping works
Pending
HPK/2026/0225
Demolition of existing outbuilding and erection of a single dwelling with associated landscaping works
Approved
26/1648/TCA
Silver Birch x 2 – Fell as they have both outgrown the location. Low Amenity value The property that the trees back on to is significantly lower than the trees and it is overbearing on the property
Pending

View Planning Timeline