14 Goyt Road, Disley, Stockport, SK12 2BT

UPRN:100010164903Semi-Detached PropertyBeds -Built 1930-1949

FreeholdCouncil Tax: Band CEPC: C (71)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

14 Goyt Road, Disley, Stockport, SK12 2BT

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£331,000

£298k - £365kMedium

Estimate

£331k

Range

£298k – £365k

Rent Estimate (pcm)

£1,200

£1k - £1k

Monthly

£1,200

Yield

4.11%

Verdict

Derived from HomePortfolio scores

14 Goyt Road earns an INVESTIGATE rating with HP Score 78/100. Investment score 66/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (55/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

78/ 100

Strong

Investment Score

66/ 100

Moderate

Crime Score

8/ 100

Low

Walkability

55/ 100

Moderate

Transit & Bike

Transit 18Bike 26

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£350,000

At the asking price

Monthly rent£1,200/mo

Evidenced range £1,100-£1,350

Interest rate5.4%

Loan to value75%

Cash required: £113,800
Net cash flow: -£350/mo
Cash on cash: -3.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.02 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£331,000

Rent Estimate (pcm)£1,200

Gross Yield4.11%

1y Growth+8.1%

3y Growth+5.7%

5y Growth+5.4%

10y Growth+5.8%

Last Sold Price£54,950 (1995-11-14)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0SK12 2BT

Approval Rate

-12mo

Development

low

26/1648/TCA
Silver Birch x 2 – Fell as they have both outgrown the location. Low Amenity value The property that the trees back on to is significantly lower than the trees and it is overbearing on the property
Pending
26/1601/TPO
Sycamore Tree 1 (top left of garden) bordering three neighbouring properties has died and urgently needs pollarding to 15 to 20 foot (Aprox. 4.572 to 6.096 meters) for safety. Bark has fallen off the tree in multiple locations and 85% of the leaves have not returned this year - this is a large tree overhanging neighbouring properties and poses a risk to safety. Sycamore Tree 3 (far right of the garden) bordering one neighbouring property to be thin and crown lift by 20% to remove dead branches / wood and improve light penetration into multiple properties.
Pending
26/1312/HOUS
New Front Porch and Alterations to Windows
Pending

View Planning Timeline