5 Bourne Street, Wilmslow, SK9 5HD

UPRN:100010169336Semi-Detached House3 bedsBuilt before 1900

FreeholdCouncil Tax: Band DEPC: C (72)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£819,000

£778k - £860kHigh

Estimate

£819k

Range

£778k – £860k

Rent Estimate (pcm)

£3,500

£3k - £4k

Monthly

£3,500

Yield

5.09%

Verdict

Derived from HomePortfolio scores

5 Bourne Street earns an INVESTIGATE rating with HP Score 83/100. Investment score 71/100 reflects strong fundamentals. Crime intensity is very low. Walkability is good (83/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

83/ 100

Strong

Investment Score

71/ 100

High

Crime Score

15/ 100

Low

Walkability

83/ 100

High

Transit & Bike

Transit 15Bike 31

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Under offer' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£825,000

At the asking price

Monthly rent£3,500/mo

Evidenced range £3,150-£3,800

Interest rate5.4%

Loan to value75%

Cash required: £280,050
Net cash flow: -£361/mo
Cash on cash: -1.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.26 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£819,000

Rent Estimate (pcm)£3,500

Gross Yield5.09%

1y Growth+40.6%

3y Growth-1.5%

5y Growth+0.4%

10y Growth+2.8%

Last Sold Price£495,000 (2013-02-14)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0SK9 5HD

Approval Rate

-12mo

Development

low

26/2406/HOUS
Single storey rear and side atrium extension.
Pending
26/2300/HOUS
Proposed First Floor Side Extension, Replacement Front Porch Infill, and Conversion of the Existing Garage to Form Habitable Living Accommodation, together with the Installation of a New Pitched Roof.
Pending
26/2194/HOUS
Internal alterations and new side window to first floor flat.
Pending

View Planning Timeline