2 Osprey Drive, Wilmslow, SK9 2LA

UPRN:100010175388Semi-Detached HouseBeds -Built 1967-1975

FreeholdCouncil Tax: Band EEPC: D (58)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£706,000

£636k - £777kMedium

Estimate

£706k

Range

£636k – £777k

Rent Estimate (pcm)

£3,000

£3k - £3k

Monthly

£3,000

Yield

5.67%

Verdict

Derived from HomePortfolio scores

2 Osprey Drive earns an INVESTIGATE rating with HP Score 80/100. Investment score 69/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (60/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

80/ 100

Strong

Investment Score

69/ 100

Moderate

Crime Score

7/ 100

Low

Walkability

60/ 100

Moderate

Transit & Bike

Transit 19Bike 42

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceListing checked 4 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge2.5/15
claims [AVM +10.1% (MEDIUM), sold-comps +19.9%, £/sqft +20.0%] → measured edge +0.50pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 9 Nov 2026
- valuation_snapshotsestimate for 100010175388· as of 9 Nov 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 23.9%· as of 31 Oct 2026
Rental economics4.5/40
gross yield 5.7%; range width penalty ×0.83
- valuation_snapshotsrent estimate 3000/mo (range 2750-3300)· as of 9 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -604/mo, -20% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 56 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity12.8/15
527 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£476,000£730,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£635,000

At the asking price

Monthly rent£3,000/mo

Evidenced range £2,750-£3,300

Interest rate5.4%

Loan to value75%

Cash required: £213,550
Net cash flow: -£66/mo
Cash on cash: -0.4%
Score at this price: 20

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.40 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100010175388Valuation edge · as of 9 Nov 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 23.9%Valuation edge · as of 31 Oct 2026
valuation_snapshotsrent estimate 3000/mo (range 2750-3300)Rental economics · as of 9 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 3000/mo (range 2750-3300)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 56 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£706,000

Rent Estimate (pcm)£3,000

Gross Yield5.67%

1y Growth-

3y Growth-1.5%

5y Growth+0.4%

10y Growth+2.8%

Last Sold Price£449,164 (2017-01-31)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0SK9 2LA

Approval Rate

-12mo

Development

low

26/2402/TPO
T1 Oak - Crown reduce by 1.5 to 2.5m to reduce the risk of further major failures, targeting longer, heavier sections Note This tree has shed limbs every year or two over the last few years
Pending
26/1822/CLPUD
Certificate of lawful development for proposed single storey rear extension on detached property.
Pending
26/1701/TCA
G1. Holly Group rear of the garages - Starting at the Yew on the roadside working down the back of the garages: Reduce all the Holly at the rear of the garage to 2 metres from ground level. (Include the Privet to the rear of the bin store). T2 Sycamore - rear left boundary of the property - Lowest limb extending towards the property, reduce by 4 metres. Larger limb above this remove. Remove lower secondary lateral limbs to crown lift. Remove the two low shooting stubs on the trunk section of the tree.
Pending

View Planning Timeline