2 Rivergreen, Amble, Morpeth, NE65 0GZ

UPRN:10001019372Detached House4 bedsBuilt 2003-2006

FreeholdCouncil Tax: Band EEPC: C (78)

Data freshness:Price Paid· freshPlanning· 4mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 5mo ago

HP Score

/ 100

Strong

Verdict

5 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£500,000

£475k - £525kHigh

Estimate

£500k

Range

£475k – £525k

Rent Estimate (pcm)

£1,850

£2k - £2k

Monthly

£1,850

Yield

4.48%

Verdict

Derived from HomePortfolio scores

2 Rivergreen earns an INVESTIGATE rating with HP Score 78/100. Investment score 74/100 reflects strong fundamentals. Crime intensity is very low. Walkability is limited (63/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

78/ 100

Strong

Investment Score

74/ 100

High

Crime Score

14/ 100

Low

Walkability

63/ 100

Moderate

Transit & Bike

Transit 8Bike 54

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£495,000

At the asking price

Monthly rent£1,850/mo

Evidenced range £1,650-£2,050

Interest rate5.4%

Loan to value75%

Cash required: £164,550
Net cash flow: -£390/mo
Cash on cash: -2.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.11 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£500,000

Rent Estimate (pcm)£1,850

Gross Yield4.48%

1y Growth-

3y Growth+3.9%

5y Growth+2.8%

10y Growth+4.0%

Last Sold Price£299,000 (2006-08-14)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0NE65 0GZ

Approval Rate

-12mo

Development

low

26/03639/FUL
Demolition of a building (The Fish Shack Restaurant) and erection of a two-storey building with roof terrace (Use Class E(b) - Restaurant) including ancillary infrastructure and hard landscaping.
Pending
26/03553/NONMAT
Non-material amendment (amendment to drainage design (revised)) on approved application 23/04183/FUL
Pending
26/03330/DISCON
Discharge of Condition 31 (SuDS Verification) of approved application 25/01254/VARCCD
Pending

View Planning Timeline

Ownership

Corporate Ownership75.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2006-08-14
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,456

Population Density59 /km²

Owner Occupied77%

Age Distribution

0-15 10%16-64 52%65+ 38%

View Area Profile

Schools Nearby

King Edwin Primary School
0.5 mi
Good
Coquet Community School
0.6 mi
Good
Amble Links Primary School
0.8 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
NCEA Warkworth Church of England Primary School
0.9 mi
Good

3 of 15 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

11 Rivergreen
-
£465k
-
5 Rivergreen
-
£498k
-
5 Rivergreen
-
£470k
-
3 Rivergreen
-
£395k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN