47 Victoria Road, Northwich, CW9 5RE

UPRN:100010197601Mid Terrace House2 bedsBuilt 1900-1929

LeaseholdCouncil Tax: Band BEPC: D (68)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£158,000

£150k - £166kHigh

Estimate

£158k

Range

£150k – £166k

Rent Estimate (pcm)

£850

£800 - £900

Monthly

£850

Yield

6.18%

Verdict

Derived from HomePortfolio scores

47 Victoria Road earns an INVESTIGATE rating with HP Score 80/100. Investment score 75/100 reflects strong fundamentals. Crime intensity is low. Walkability is good (83/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

80/ 100

Strong

Investment Score

75/ 100

High

Crime Score

29/ 100

Moderate

Walkability

83/ 100

High

Transit & Bike

Transit 15Bike 57

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 2 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -4.4% (HIGH), sold-comps -28.9%, £/sqft -28.9%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 12 Oct 2026
- valuation_snapshotsestimate for 100010197601· as of 12 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 12.5%· as of 4 Nov 2026
Rental economics15.3/40
gross yield 6.9% on contractual rent (listing-disclosed tenancy)
- listing_factscontractual rent 950/mo (tenanted)· as of 2 Nov 2026
Stress margin0/30
stressed cash flow -128/mo, -13% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 2 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 43 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 2 Nov 2026
Risk & liquidity14.6/15
418 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£124,000£189,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£165,000

At the asking price

Monthly rent£850/mo

Evidenced range £800-£900

Interest rate5.4%

Loan to value75%

Cash required: £51,600
Net cash flow: £32/mo
Cash on cash: 0.7%
Score at this price: 30

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.53 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100010197601Valuation edge · as of 12 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 12.5%Valuation edge · as of 4 Nov 2026
listing_factscontractual rent 950/mo (tenanted)Rental economics · as of 2 Nov 2026
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 2 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 2 Nov 2026
property_intelligence

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Seller motivation could not be scored
context, not scored: 0 price cut(s), 43 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£158,000

Rent Estimate (pcm)£850

Gross Yield6.18%

1y Growth+75.4%

3y Growth+4.4%

5y Growth+2.9%

10y Growth+4.3%

Last Sold Price£108,000 (2022-07-13)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningSignificant
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0CW9 5RE

Approval Rate

-12mo

Development

low

26/03405/DSM
Install fixed line broadband apparatus. Ref: OGEAA7718980
Rejected
26/03363/DEM
Demolition of Flats 1-34 Queen Elizabeth House, Church Road, Northwich CW9 5NT
Pending
26/03262/CAT
T1 Dying Amelanchier - Fell. T2 Multi-stemmed self-set Ash - Fell. T3 Two Holly stems between fences (will break both fence panels if retained) - Fell to fence height. T4 Multi-stemmed Robinia (decay in poorly structured stem unions at the base) - Fell. T6 Cherry - Crown lift to give 5m clearance over road and 3m ground clearance elsewhere. remove major dead wood. T7 Self-set Ash (inappropriate species for situation) - Fell. T8 Holly - Remove high dead section and clear from street light. Reduce straggly branches by 0.5 to 1.0m. T9 Multi-stemmed Cherry (Already cut back to boundary by neighbours. Inappropriate species but valuable as screen) - Crown reduce by 3 to 5m to keep crown in check for a few years. Crown lift on garden side to give 3m ground clearance. Sever Ivy. T10 Multi-stemmed Laburnum (old and likely to fail at the base) - Fell.
Pending

View Planning Timeline

Ownership

Corporate Ownership78.9%
Overseas OwnershipNo
Lease Term Remaining855 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2022-07-13
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£32,391

Population Density3,864 /km²

Owner Occupied64%

Age Distribution

0-15 18%16-64 67%65+ 15%

View Area Profile

Schools Nearby

Victoria Road Primary School
0.0 mi
Good
Witton Church Walk CofE Aided Nursery and Primary School
0.2 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Adventure Wellbeing School
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
The Rudheath Senior Academy
0.8 mi
Good

3 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

71 Victoria Road
-
£148k
-
53 Victoria Road
-
£135k
-
17 Victoria Road
-
£117k
-
31 Victoria Road
-
£141k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN