Yarrow Cottage, South Charlton, Alnwick, NE66 2NA

UPRN:10001020911Detached House4 bedsBuilt 2003-2006

FreeholdCouncil Tax: -EPC: C (71)

Data freshness:Listing· freshPlanning· 3mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Yarrow Cottage, South Charlton, Alnwick, NE66 2NA

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£546,000

£491k - £600kMedium

Estimate

£546k

Range

£491k – £600k

Rent Estimate (pcm)

£1,550

£1k - £2k

Monthly

£1,550

Yield

4.43%

Verdict

Derived from HomePortfolio scores

Yarrow Cottage earns an INVESTIGATE rating with HP Score 53/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (0/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

53/ 100

Mixed

Investment Score

63/ 100

Moderate

Crime Score

12/ 100

Low

Walkability

0/ 100

Low

Transit & Bike

Transit 33Bike 13

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

new-build plot advert 23% below the estimate on its UPRN - the estimate describes another home on the development, not this plot

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£420,000

At the asking price

Monthly rent£1,550/mo

Evidenced range £1,300-£1,750

Interest rate5.4%

Loan to value75%

Cash required: £138,300
Net cash flow: -£344/mo
Cash on cash: -3.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.09 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£546,000

Rent Estimate (pcm)£1,550

Gross Yield4.43%

1y Growth-

3y Growth-1.4%

5y Growth+1.5%

10y Growth+4.2%

Last Sold Price£340,000 (2010-06-11)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1NE66 2NA

Approval Rate

100%12mo

Development

low

26/03495/DISCON
Discharge of condition 12 (Drainage Verification Report) on approved application 20/01422/FUL
Pending
26/01947/MISC
Operate a Certificated Location (CL)
Approved
26/01206/NONMAT
Non Material Amendment (to relocate and remove some footpaths within the development) on approved application 20/01422/FUL
Decided

View Planning Timeline

Ownership

Corporate Ownership65%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2010-06-11
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,456

Population Density14 /km²

Owner Occupied72%

Age Distribution

0-15 14%16-64 56%65+ 30%

View Area Profile

Schools Nearby

Ellingham Church of England Primary School
3.2 mi
Inspected as Ellingham Church of England Aided Primary School (URN 122289) on 6 Jun 2023
Barndale School
4.5 mi
Good
Embleton Vincent Edwards Church of England Primary School
4.5 mi
Inspected as Embleton Vincent Edwards Church of England Primary School (URN 122290) on 10 Mar 2020
Ncea Harry Hotspur Church of England Primary School
4.6 mi
Report card2026
Ofsted no longer awards a single overall grade.

3 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

12
-
£165k
-
16
-
£206k
-
The Bungalow
-
£280k
-
26
-
£189k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN