36 Higham Gobion Road, Barton-le-Clay, Bedford, MK45 4LT

UPRN:10001027134Detached House4 bedsBuilt -

FreeholdCouncil Tax: -EPC: -

Data freshness:Listing· freshPlanning· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

36 Higham Gobion Road, Barton-le-Clay, Bedford, MK45 4LT

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£648,000

£583k - £713kMedium

Estimate

£648k

Range

£583k – £713k

Rent Estimate (pcm)

£2,550

£2k - £3k

Monthly

£2,550

Yield

6.18%

Verdict

Derived from HomePortfolio scores

36 Higham Gobion Road earns an INVESTIGATE rating with HP Score 68/100. Investment score 56/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (21/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

68/ 100

Mixed

Investment Score

56/ 100

Moderate

Crime Score

10/ 100

Low

Walkability

21/ 100

Low

Transit & Bike

Transit 8Bike 19

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

8 live new-build plots advertised against one placeholder UPRN (£460,000-£815,000) - several homes collapsed onto one address, so the UPRN's valuation describes none of them

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£495,000

At the asking price

Monthly rent£2,550/mo

Evidenced range £2,300-£2,800

Interest rate5.4%

Loan to value75%

Cash required: £164,550
Net cash flow: £95/mo
Cash on cash: 0.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.53 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£648,000

Rent Estimate (pcm)£2,550

Gross Yield6.18%

1y Growth-

3y Growth+0.4%

5y Growth+1.1%

10y Growth+2.1%

Last Sold Price£348,750 (2007-04-12)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

2MK45 4LT

Approval Rate

-12mo

Development

low

CB/26/03012/FULL
Part two storey side/rear extension with Juliet balcony. Ground floor front and rear extension with rooflights
Pending
CB/26/02924/LDCP
Lawful Development Certificate Proposed: Erection of detached garage/store
Pending
CB/26/02901/FULL
First floor side extension with front window
Pending

View Planning Timeline

Ownership

Corporate Ownership81.8%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2007-04-12
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£36,622

Population Density779 /km²

Owner Occupied92%

Age Distribution

0-15 17%16-64 55%65+ 28%

View Area Profile

Schools Nearby

Orchard School & Nursery
0.3 mi
Inspected by ISI
Ramsey Manor Lower School
0.6 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Arnold Academy
0.8 mi
Good
Silsoe CofE VC Lower School
2.1 mi
Good

1 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

16 Higham Gobion Road
-
£348k
-
12 Higham Gobion Road
-
£400k
-
14 Higham Gobion Road
-
£360k
-
44 Higham Gobion Road
-
£315k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN