297 Lovely Lane, Warrington, WA5 0AF

UPRN:100010296557Terrace Property2 bedsBuilt 1900-1929

LeaseholdCouncil Tax: Band AEPC: C (70)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£179,000

£170k - £188kHigh

Estimate

£179k

Range

£170k – £188k

Rent Estimate (pcm)

£1,050

£1k - £1k

Monthly

£1,050

Yield

7.00%

Verdict

Derived from HomePortfolio scores

297 Lovely Lane earns an INVESTIGATE rating with HP Score 69/100. Investment score 57/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is good (72/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

69/ 100

Mixed

Investment Score

57/ 100

Moderate

Crime Score

42/ 100

Elevated

Walkability

72/ 100

High

Transit & Bike

Transit 18Bike 63

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£180,000

At the asking price

Monthly rent£1,050/mo

Evidenced range £1,000-£1,100

Interest rate5.4%

Loan to value75%

Cash required: £56,400
Net cash flow: £119/mo
Cash on cash: 2.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.73 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£179,000

Rent Estimate (pcm)£1,050

Gross Yield7.00%

1y Growth+78.9%

3y Growth+1.4%

5y Growth+2.6%

10y Growth+4.6%

Last Sold Price£90,000 (2025-10-14)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0WA5 0AF

Approval Rate

-12mo

Development

low

2026/00758/HPA
Proposed single storey rear extension to extend beyond the rear wall by 4.50m , height of 3.85m and height of the eaves to be 2.60m
Pending
2026/00706/CLDE
Confirmation that existing use as 5 bed House of Multiple Occupation (HMO) is lawful
Pending
2026/00659/SCR
REQUEST FOR FORMAL EIA SCREENING OPINION - PHASED MODULAR DATA CENTRE AND ASSOCIATED INFRASTRUCTURE
Pending

View Planning Timeline

Ownership

Corporate Ownership63.2%
Overseas OwnershipNo
Lease Term Remaining820 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2025-10-14
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

9 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£34,144

Population Density3,304 /km²

Owner Occupied50%

Age Distribution

0-15 22%16-64 70%65+ 8%

View Area Profile

Schools Nearby

Bewsey Lodge Academy
0.1 mi
Inspected as Bewsey Lodge Primary School (URN 110971) on 5 Oct 2021
Warrington Hospital Unit Co Wards B10-11
0.2 mi
-
St Alban's Catholic Primary School
0.3 mi
Good
Warrington St Barnabas CofE Primary School
0.4 mi
Inspected as Warrington St Barnabas CofE Primary School (URN 111299) on 21 Mar 2024

2 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

305 Lovely Lane
-
£153k
-
297 Lovely Lane
-
£90k
-
265 Lovely Lane
-
£163k
-
247 Lovely Lane
-
£140k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN