19 Beech Street, Padiham, Burnley, BB12 7EE

UPRN:100010328656Mid Terrace House2 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band AEPC: D (61)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

19 Beech Street, Padiham, Burnley, BB12 7EE

HP Score

/ 100

Mixed

Verdict

5 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£102,000

£97k - £108kHigh

Estimate

£102k

Range

£97k – £108k

Rent Estimate (pcm)

£750

£750 - £800

Monthly

£750

Yield

9.78%

Verdict

Derived from HomePortfolio scores

19 Beech Street earns an INVESTIGATE rating with HP Score 70/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (59/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

70/ 100

Mixed

Investment Score

64/ 100

Moderate

Crime Score

29/ 100

Moderate

Walkability

59/ 100

Moderate

Transit & Bike

Transit 22Bike 46

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is held on a lease but the UPRN is valued as a freehold house - the listing is likely a unit within the building

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£92,000

At the asking price

Monthly rent£750/mo

Evidenced range £750-£800

Interest rate5.4%

Loan to value75%

Cash required: £28,900
Net cash flow: £209/mo
Cash on cash: 8.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.42 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£102,000

Rent Estimate (pcm)£750

Gross Yield9.78%

1y Growth+111.1%

3y Growth+1.5%

5y Growth+1.5%

10y Growth+3.9%

Last Sold Price£45,000 (2023-12-20)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0BB12 7EE

Approval Rate

-12mo

Development

low

PA/2026/0483
Permission in principle for up to 2no. dwellings.
Pending
PA/2026/0469
Installation of Automatic Number Plate Recognition (ANPR) System with associated anciliary works and signage
Pending
PA/2026/0470
Installation of Automatic Number Plate Recognition (ANPR) System with associated anciliary works and signage
Pending

View Planning Timeline

Ownership

Corporate Ownership33.9%
Overseas OwnershipNo
Lease Term Remaining866 yrs
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2023-12-20
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,680

Population Density9,941 /km²

Owner Occupied48%

Age Distribution

0-15 23%16-64 65%65+ 12%

View Area Profile

Schools Nearby

Whitegate Nursery School
0.2 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
St John the Baptist Roman Catholic Primary School, Padiham
0.3 mi
Good
Padiham Primary School
0.3 mi
Good
Padiham Green Church of England Primary School
0.4 mi
Report card2026
Ofsted no longer awards a single overall grade.

4 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

8 Beech Street
-
£75k
-
9 Beech Street
-
£75k
-
16 Beech Street
-
£83k
-
34 Beech Street
-
£65k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN