414 Cog Lane, Burnley, BB11 5JP

UPRN:100010335091Mid Terrace House1 bedsBuilt before 1900

LeaseholdCouncil Tax: Band AEPC: D (57)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£98,000

£93k - £102kHigh

Estimate

£98k

Range

£93k – £102k

Rent Estimate (pcm)

£750

£700 - £750

Monthly

£750

Yield

9.47%

Verdict

Derived from HomePortfolio scores

414 Cog Lane earns an INVESTIGATE rating with HP Score 61/100. Investment score 61/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is limited (61/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

61/ 100

Mixed

Investment Score

61/ 100

Moderate

Crime Score

57/ 100

Elevated

Walkability

61/ 100

Moderate

Transit & Bike

Transit 35Bike 21

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Under offer' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£95,000

At the asking price

Monthly rent£750/mo

Evidenced range £700-£750

Interest rate5.4%

Loan to value75%

Cash required: £29,800
Net cash flow: £199/mo
Cash on cash: 8.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.34 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£98,000

Rent Estimate (pcm)£750

Gross Yield9.47%

1y Growth+50.8%

3y Growth+9.8%

5y Growth+8.1%

10y Growth+4.9%

Last Sold Price£75,000 (2020-11-06)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideSignificant
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0BB11 5JP

Approval Rate

-12mo

Development

low

PA/2026/0481
Demolition of existing garage and construction of two storey annexe comprising ground floor garage and master bedroom suite at first floor
Pending
PA/2026/0475
Proposed change of use of existing dwelling to a small children's residential care home for solo placement aged between 6-17 yrs old.
Pending
PA/2026/0454
Change of use to a pet crematorium (Use Class Sui Generis) with installation of two flues, and the installation of an external ground mounted fuel tank at the rear of the unit.
Pending

View Planning Timeline

Ownership

Corporate Ownership52.3%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2020-11-06
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

5 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,680

Population Density5,536 /km²

Owner Occupied35%

Age Distribution

0-15 24%16-64 61%65+ 15%

View Area Profile

Schools Nearby

Cherry Fold Community Primary School
0.1 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Broadfield Specialist School
0.2 mi
Outstanding
The Rose School
0.2 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Christ The King Roman Catholic Primary School, a Voluntary Academy
0.4 mi
Inspected as Christ The King Roman Catholic Primary School, Burnley (URN 119488) on 3 Jul 2019

2 of 8 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

412 Cog Lane
-
£87k
-
418A Cog Lane
-
£177k
-
337 Cog Lane
-
£117k
-
299 Cog Lane
-
£50k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN