85 Hurtley Street, Burnley, BB10 1NF

UPRN:100010343967Mid Terrace HouseBeds -Built 1950-1966

LeaseholdCouncil Tax: Band AEPC: D (64)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£55,000

£44k - £66kLow

Estimate

£55k

Range

£44k – £66k

Rent Estimate (pcm)

£400

£400 - £450

Monthly

£400

Yield

10.21%

Verdict

Derived from HomePortfolio scores

85 Hurtley Street earns an INVESTIGATE rating with HP Score 77/100. Investment score 74/100 reflects strong fundamentals. Crime intensity is low. Walkability is good (81/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

77/ 100

Strong

Investment Score

74/ 100

High

Crime Score

27/ 100

Moderate

Walkability

81/ 100

High

Transit & Bike

Transit 27Bike 47

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics40/40
gross yield 10.2% on contractual rent (listing-disclosed tenancy)
- listing_factscontractual rent 400/mo (tenanted)· as of 9 Nov 2026
Stress margin0/30
stressed cash flow -34/mo, -9% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 9 Nov 2026· verify before relying on this
Risk & liquidity9.2/15
438 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£47,000

At the asking price

Monthly rent£400/mo

Evidenced range £400-£450

Interest rate5.4%

Loan to value75%

Cash required: £15,400
Net cash flow: £118/mo
Cash on cash: 9.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.52 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

listing_factscontractual rent 400/mo (tenanted)Rental economics · as of 9 Nov 2026
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 9 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 9 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Stress margin needs verification before you rely on it
costs not disclosed by the advert

Plan

Before you offer

1. Ask the agent why the price was reduced and whether a previous sale fell through.
2 price cut(s) recorded on the listing history.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£55,000

Rent Estimate (pcm)£400

Gross Yield10.21%

1y Growth-

3y Growth+8.2%

5y Growth+5.1%

10y Growth+4.8%

Last Sold Price£22,000 (2006-08-23)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0BB10 1NF

Approval Rate

-12mo

Development

low

PA/2026/0368
Conversion of existing building to form 9no. dwellings and 6no. apartments with associated access and car parking.
Pending
OTH/2026/0478
Request for a Screening Opinion in relation to proposed development of largely derelict protected employment site into a high-density, multi-user business and logistics estate supporting Class B2, B8 and E(g) uses.
Pending
OTH/2026/0473
Discharge of Condition 4 (Refuse, Bin and Cycle Storage) attached to permission PA/2026/0159.
Conditions

View Planning Timeline

Ownership

Corporate Ownership64.8%
Overseas OwnershipNo
Lease Term Remaining855 yrs
CovenantsNone
Lease TypeLeasehold
Last Ownership Change2006-08-23
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

13 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,680

Population Density-

Owner Occupied50%

Age Distribution

0-15 28%16-64 66%65+ 6%

View Area Profile

Schools Nearby

Rawdhatul Uloom
0.1 mi
Report card2026
Ofsted no longer awards a single overall grade.
Barden Primary School
0.3 mi
Good
Reedley Hallows Nursery School
0.3 mi
GoodConcerns
Holly Grove School
0.3 mi
Outstanding

2 of 5 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

63 Hurtley Street
-
£57k
-
83 Hurtley Street
-
£72k
-
63 Hurtley Street
-
£51k
-
83 Hurtley Street
-
£50k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN