46 Melville Street, Burnley, BB10 3DY

UPRN:100010348563Mid Terrace House3 bedsBuilt 1900-1929

LeaseholdCouncil Tax: Band AEPC: D (67)

Data freshness:Listing· freshPrice Paid· freshPlanning· 6mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£122,000

£110k - £134kMedium

Estimate

£122k

Range

£110k – £134k

Rent Estimate (pcm)

£950

£900 - £1k

Monthly

£950

Yield

9.50%

Verdict

Derived from HomePortfolio scores

46 Melville Street earns an INVESTIGATE rating with HP Score 73/100. Investment score 66/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (77/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

73/ 100

Mixed

Investment Score

66/ 100

Moderate

Crime Score

30/ 100

Moderate

Walkability

77/ 100

High

Transit & Bike

Transit 31Bike 45

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£120,000

At the asking price

Monthly rent£950/mo

Evidenced range £900-£1,000

Interest rate5.4%

Loan to value75%

Cash required: £37,300
Net cash flow: £253/mo
Cash on cash: 8.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.35 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£122,000

Rent Estimate (pcm)£950

Gross Yield9.50%

1y Growth+35.3%

3y Growth+8.2%

5y Growth+5.1%

10y Growth+4.8%

Last Sold Price£36,500 (1999-10-18)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

1BB10 3DY

Approval Rate

-12mo

Development

low

PA/2026/0368
Conversion of existing building to form 9no. dwellings and 6no. apartments with associated access and car parking.
Pending
OTH/2026/0486
Discharge of conditions 8 (Ground Level Tree Assessment), 9 (Bat Boxes) and 15 (Biodiversity Net Gain) attached to permission FUL/2025/0480.
Pending
OTH/2026/0473
Discharge of Condition 4 (Refuse, Bin and Cycle Storage) attached to permission PA/2026/0159.
Pending

View Planning Timeline

Ownership

Corporate Ownership64.8%
Overseas OwnershipNo
Lease Term Remaining878 yrs
CovenantsNone
Lease TypeLeasehold
Last Ownership Change1999-10-18
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

7 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,680

Population Density-

Owner Occupied46%

Age Distribution

0-15 25%16-64 57%65+ 18%

View Area Profile

Schools Nearby

Heasandford Primary School
0.2 mi
Good
Basnett Street Nursery School
0.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Ridgewood Community High School
0.3 mi
Good
Holly Grove School
0.4 mi
Outstanding

2 of 8 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

19 Melville Street
-
£90k
-
23 Melville Street
-
£90k
-
16 Melville Street
-
£67k
-
6 Melville Street
-
£50k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN