7 Montague Road, Burnley, BB11 4JQ

UPRN:100010349202Terrace Property3 bedsBuilt before 1900

LeaseholdCouncil Tax: Band BEPC: D (64)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£160,000

£152k - £168kHigh

Estimate

£160k

Range

£152k – £168k

Rent Estimate (pcm)

£1,200

£1k - £1k

Monthly

£1,200

Yield

9.60%

Verdict

Derived from HomePortfolio scores

7 Montague Road earns an INVESTIGATE rating with HP Score 54/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is good (81/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

54/ 100

Mixed

Investment Score

60/ 100

Moderate

100

Crime Score

100/ 100

Elevated

Walkability

81/ 100

High

Transit & Bike

Transit 33Bike 30

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£149,995

At the asking price

Monthly rent£1,200/mo

Evidenced range £1,150-£1,250

Interest rate5.4%

Loan to value75%

Cash required: £46,799
Net cash flow: £325/mo
Cash on cash: 8.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.37 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£160,000

Rent Estimate (pcm)£1,200

Gross Yield9.60%

1y Growth-

3y Growth+9.8%

5y Growth+8.1%

10y Growth+4.9%

Last Sold Price£135,000 (2021-08-25)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningUnknown
LandslideSignificant
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0BB11 4JQ

Approval Rate

-12mo

Development

low

PA/2026/0481
Demolition of existing garage and construction of two storey annexe comprising ground floor garage and master bedroom suite at first floor
Pending
PA/2026/0476
Proposed change of use to cafe/takeaway with associated internal alterations and new extract canopy and external flue
Pending
PA/2026/0475
Proposed change of use of existing dwelling to a small children's residential care home for solo placement aged between 6-17 yrs old.
Pending

View Planning Timeline

Ownership

Corporate Ownership52.3%
Overseas OwnershipNo
Lease Term Remaining830 yrs
CovenantsNone
Lease TypeLeasehold
Last Ownership Change2021-08-25
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,680

Population Density-

Owner Occupied40%

Age Distribution

0-15 17%16-64 67%65+ 16%

View Area Profile

Schools Nearby

Burnley Holy Trinity Church of England Primary School
0.1 mi
Good
Coal Clough Academy
0.3 mi
Good
Taywood Nursery School
0.4 mi
GoodConcerns
The Rose School
0.5 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.

2 of 7 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

9 Montague Road
-
£145k
-
19 Montague Road
-
£115k
-
21 Montague Road
-
£170k
-
15 Montague Road
-
£95k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN