31 Bolton Road, Chorley, PR7 3AU

UPRN:100010364556Mid Terrace HouseBeds -Built 1900-1929

LeaseholdCouncil Tax: Band AEPC: C (71)

Data freshness:Listing· freshPlanning· 2mo agoOwnership· 1mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Mixed

Verdict

6 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£164,000

£147k - £180kMedium

Estimate

£164k

Range

£147k – £180k

Rent Estimate (pcm)

£1,000

£950 - £1k

Monthly

£1,000

Yield

12.00%

Verdict

Derived from HomePortfolio scores

31 Bolton Road earns an INVESTIGATE rating with HP Score 74/100. Investment score 71/100 reflects strong fundamentals. Crime intensity is low. Walkability is limited (44/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

74/ 100

Mixed

Investment Score

71/ 100

High

Crime Score

20/ 100

Moderate

Walkability

44/ 100

Mixed

Transit & Bike

Transit 17Bike 48

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£100,000

At the asking price

Monthly rent£1,000/mo

Evidenced range £950-£1,050

Interest rate5.4%

Loan to value75%

Cash required: £31,300
Net cash flow: £355/mo
Cash on cash: 13.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.96 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£164,000

Rent Estimate (pcm)£1,000

Gross Yield12.00%

1y Growth-20.6%

3y Growth+4.1%

5y Growth+4.2%

10y Growth+3.7%

Last Sold Price£59,950 (2004-05-04)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0PR7 3AU

Approval Rate

-12mo

Development

low

26/00937/FUL
Change of use of no. 48 Cunliffe Street across the first floor to 5no. apartments (Use Class C3)
Pending
26/00919/FUL
Change of use of ground floor to separate 1 bedroom flat with associated window and door changes.
Pending
26/00895/DEMCON
Application for prior determination for the proposed demolition of the former Home Improvement Centre building
Approved

View Planning Timeline

Ownership

Corporate Ownership60.5%
Overseas OwnershipNo
Lease Term Remaining863 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2004-05-04
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

14 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,337

Population Density926 /km²

Owner Occupied88%

Age Distribution

0-15 20%16-64 59%65+ 21%

View Area Profile

Schools Nearby

Duke Street Nursery School
0.2 mi
Outstanding
Duke Street Primary School
0.2 mi
Good
Sacred Heart Catholic Primary School, Chorley
0.3 mi
Good
Mayfield School
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.

3 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

43 Bolton Road
-
£125k
-
39 Bolton Road
-
£155k
-
61 Bolton Road
-
£200k
-
97 Bolton Road
-
£153k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN