26 Clover Road, Chorley, PR7 2NL

UPRN:100010368633Mid Terrace House3 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band BEPC: C (73)

Data freshness:Listing· freshOwnership· 1mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

6 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£150,000

£143k - £158kHigh

Estimate

£150k

Range

£143k – £158k

Rent Estimate (pcm)

£950

£850 - £1k

Monthly

£950

Yield

7.60%

Verdict

Derived from HomePortfolio scores

26 Clover Road earns an INVESTIGATE rating with HP Score 67/100. Investment score 66/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (37/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

67/ 100

Mixed

Investment Score

66/ 100

Moderate

Crime Score

31/ 100

Moderate

Walkability

37/ 100

Mixed

Transit & Bike

Transit 14Bike 52

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£149,995

At the asking price

Monthly rent£950/mo

Evidenced range £850-£1,000

Interest rate5.4%

Loan to value75%

Cash required: £46,799
Net cash flow: £151/mo
Cash on cash: 3.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.88 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£150,000

Rent Estimate (pcm)£950

Gross Yield7.60%

1y Growth-

3y Growth+4.1%

5y Growth+4.2%

10y Growth+3.7%

Last Sold Price£86,000 (2014-03-11)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

1PR7 2NL

Approval Rate

100%12mo

Development

low

26/00942/ADV
Erection of 2 non-illuminated fascia signs and 1 additional sign to existing totem
Pending
26/00920/FULHH
Erection of double garage, single storey side and single storey rear extension and creation of hardstanding
Pending
26/00919/FUL
Change of use of ground floor to separate 1 bedroom flat with associated window and door changes.
Pending

View Planning Timeline

Ownership

Corporate Ownership60.5%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2014-03-11
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

9 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,337

Population Density2,103 /km²

Owner Occupied54%

Age Distribution

0-15 22%16-64 67%65+ 11%

View Area Profile

Schools Nearby

Southlands High School
0.1 mi
Requires improvement
Chorley All Saints Church of England Primary School and Nursery Unit
0.5 mi
Good
Gillibrand Primary School
0.5 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
St Gregory's Catholic Primary School, Chorley
0.6 mi
Good

2 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

2 Clover Road
-
£455k
-
24 Clover Road
-
£123k
-
Valley View Clover Road
-
£600k
-
28 Clover Road
-
£85k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN