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4 Cardigan Place, 20–24 Cardigan Street, Luton, LU1 1RR

UPRN:10001037665Flat/MaisonetteBeds -Built 1900-1929
LeaseholdCouncil Tax: Band AEPC: C (76)
Data freshness:Listing· 7mo agoListing: stale, refreshed 7mo ago (2026-04-11T20:27:53.270339+00:00)Price Paid· freshPrice Paid: fresh, refreshed 5d ago (2026-11-01T01:20:01.129660+00:00)Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T08:05:43.141980+00:00)EPC· 6mo agoEPC: stale, refreshed 6mo ago (2026-05-20T10:58:39.129138+00:00)Risk· 5mo agoRisk: stale, refreshed 5mo ago (2026-06-18T00:00:00+00:00)Connectivity· 1mo agoConnectivity: ageing, refreshed 1mo ago (2026-10-03T06:43:10.905825+00:00)Schools· 1mo agoSchools: ageing, refreshed 1mo ago (2026-10-06T05:00:30.533230+00:00)Amenities· 1mo agoAmenities: ageing, refreshed 1mo ago (2026-09-23T00:00:00+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
4 Cardigan Place, 20–24 Cardigan Street, Luton, LU1 1RR

HP Score

Mixed
Verdict
5 days ago
  • Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.

    Mixed signals - investigate

Evidence
19 of 21 sources
Sale Estimate
£148,000
£141k - £156kHigh
Estimate
£148k
Range
£141k – £156k
Rent Estimate (pcm)
£850
£800 - £900
Monthly
£850
Yield
6.89%

Verdict

Derived from HomePortfolio scores

4 Cardigan Place earns an INVESTIGATE rating with HP Score 58/100. Investment score 65/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is excellent (95/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS
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HP Score
58/ 100
Mixed
Investment Score
65/ 100
Moderate
Crime Score
100/ 100
Elevated
Walkability
95/ 100
Excellent
Transit & Bike
Transit 47Bike 64
Walk Score, out of 100

Valuation & Market

Sale Estimate£148,000
Rent Estimate (pcm)£850
Gross Yield6.89%
1y Growth-31.9%
3y Growth+0.1%
5y Growth-0.5%
10y Growth+3.9%
Last Sold Price-
View Market Details

Risk Overview

  • Flood RiskUnknown
  • SubsidenceModerate
  • RadonLow
  • MiningLow
  • LandslideLow
  • Air QualityLow
  • NoiseModerate
View Full Risk Report

Planning Activity

Recent Apps
0LU1 1RR
Approval Rate
-12mo
Development
low
  • 26/01082/LAWE
    Certificate of Lawfulness of existing use- Change of use of the basement to a one bed self contained flat.
    Pending
  • 26/01073/FULHH
    Alterations to the existing loft conversion comprising the raising of the rear outrigger roof ridge and extension of the existing rear dormer to form an L-shaped rear dormer, with associated external alterations
    Pending
  • 26/01072/DOC
    Erection of a two bedroom attached dwelling house. Discharge of conditions 3 (Construction Method Statement), 5 (Habitat Management and Monitoring Plan), 6 (Materials), 7 (Surfacing and Drainage of Hardstanding), 8 (Hard and Soft Landscaping) and 9 (Boundary Treatment) of Planning permission 26/00036/FUL dated 10 September 2026.
    Pending
View Planning Timeline

Ownership

  • Corporate Ownership59.4%
  • Overseas OwnershipNo
  • Lease Term Remaining100 yrs
  • CovenantsRestrictive
  • Lease TypeLeasehold
  • Last Ownership Change-
  • SourceLand Registry
View Ownership Details

Connectivity

Broadband (Standard)
18 Mbps
Mobile 4G/5G Coverage
-
EV Charger
-
PTAL Rating
-
View Connectivity Map

Area Profile

Median EarningsLocal authority£28,741
Population Density8,804 /km²
Owner Occupied10%
Age Distribution
0-15 16%16-64 78%65+ 6%
View Area Profile

Schools Nearby

  • Bury Park Educational Institute (Al - Hikmah Secondary School)
    0.3 mi
    Inspected by ISI
  • Dallow Primary School
    0.3 mi
    Good
  • Rothesay Nursery School
    0.3 mi
    Report card2026

    Ofsted no longer awards a single overall grade.

  • Chapel Street Nursery School
    0.5 mi
    Good

3 of 5 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All
  • Cardigan Gardens, 16 - 18 Cardigan Street
    -
    £80k
    -
  • Cardigan Gardens, 16 - 18 Cardigan Street
    -
    £70k
    -
  • 38 Cardigan Street
    -
    £165k
    -
  • Cardigan Place, 20 - 22 Cardigan Street
    -
    £157k
    -