16 Lorne Street, Chorley, PR7 2EB

UPRN:100010378002TerracedBeds -Built 1950-1966

FreeholdCouncil Tax: Band AEPC: C (72)

Data freshness:Price Paid· freshPlanning· 4mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

5 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£135,000

£108k - £162kLow

Estimate

£135k

Range

£108k – £162k

Rent Estimate (pcm)

£850

£800 - £900

Monthly

£850

Yield

5.83%

Verdict

Derived from HomePortfolio scores

16 Lorne Street earns an INVESTIGATE rating with HP Score 66/100. Investment score 68/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is limited (55/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

66/ 100

Mixed

Investment Score

68/ 100

Moderate

Crime Score

50/ 100

Elevated

Walkability

55/ 100

Moderate

Transit & Bike

Transit 27Bike 53

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£175,000

At the asking price

Monthly rent£850/mo

Evidenced range £800-£900

Interest rate5.4%

Loan to value75%

Cash required: £54,800
Net cash flow: -£2/mo
Cash on cash: -0.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.44 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£135,000

Rent Estimate (pcm)£850

Gross Yield5.83%

1y Growth-

3y Growth+4.1%

5y Growth+4.2%

10y Growth+3.7%

Last Sold Price£63,000 (2005-08-31)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0PR7 2EB

Approval Rate

-12mo

Development

low

26/00949/FUL
Erection of petrol filling station, car wash and associated infrastructure following demolition of existing buildings
Pending
26/00942/ADV
Erection of 2 non-illuminated fascia signs and 1 additional sign to existing totem
Pending
26/00937/FUL
Change of use of no. 48 Cunliffe Street across the first floor to 5no. apartments (Use Class C3)
Pending

View Planning Timeline

Ownership

Corporate Ownership60.5%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2005-08-31
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

12 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,337

Population Density7,037 /km²

Owner Occupied51%

Age Distribution

0-15 16%16-64 64%65+ 20%

View Area Profile

Schools Nearby

Duke Street Primary School
0.3 mi
Good
Gillibrand Primary School
0.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Duke Street Nursery School
0.3 mi
Outstanding
Mayfield School
0.4 mi
Report card2026
Ofsted no longer awards a single overall grade.

1 of 8 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

19 Lorne Street
-
£164k
-
18 Lorne Street
-
£130k
-
17 Lorne Street
-
£125k
-
6 Lorne Street
-
£85k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN