58 Birkdale Avenue, Lytham St. Annes, FY8 3AH

UPRN:100010398199Semi-Detached House3 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band CEPC: D (67)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

58 Birkdale Avenue, Lytham St. Annes, FY8 3AH

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£186,000

£177k - £195kHigh

Estimate

£186k

Range

£177k – £195k

Rent Estimate (pcm)

£900

£800 - £950

Monthly

£900

Yield

6.00%

Verdict

Derived from HomePortfolio scores

58 Birkdale Avenue earns an INVESTIGATE rating with HP Score 79/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (67/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

79/ 100

Strong

Investment Score

63/ 100

Moderate

Crime Score

7/ 100

Low

Walkability

67/ 100

Moderate

Transit & Bike

Transit 20Bike 39

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is held on a lease but the UPRN is valued as a freehold house - the listing is likely a unit within the building

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£179,950

At the asking price

Monthly rent£900/mo

Evidenced range £800-£950

Interest rate5.4%

Loan to value75%

Cash required: £56,385
Net cash flow: £16/mo
Cash on cash: 0.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.48 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£186,000

Rent Estimate (pcm)£900

Gross Yield6.00%

1y Growth+39.3%

3y Growth+1.2%

5y Growth+2.6%

10y Growth+2.9%

Last Sold Price£105,000 (2014-04-15)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0FY8 3AH

Approval Rate

-12mo

Development

low

26/0582
PROPOSED FELLING OF HORSE CHESTNUT TREE LOCATED IN REAR GARDEN OF PROPERTY AND IN ST ANNES ROAD EAST CONSERVATION AREA
Pending
26/0533
CONSTRUCTION OF FIRST FLOOR SIDE EXTENSION TO CARE HOME
Pending
26/0527
SINGLE STOREY EXTENSION TO FRONT OF EXISTING GARAGE, RAISING ROOF HEIGHT OF EXISTING SINGLE STOREY SIDE/REAR EXTENSION AND SINGLE STOREY REAR EXTENSION
Pending

View Planning Timeline

Ownership

Corporate Ownership72%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2014-04-15
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

9 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£36,020

Population Density3,777 /km²

Owner Occupied84%

Age Distribution

0-15 16%16-64 56%65+ 28%

View Area Profile

Schools Nearby

Heyhouses Endowed Church of England Primary School
0.5 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Lytham St Annes Mayfield Primary School
0.6 mi
Report card2026
Ofsted no longer awards a single overall grade.
Poplar House School
0.8 mi
Report card2026
Ofsted no longer awards a single overall grade.
Our Lady Star of the Sea Catholic Primary School
0.9 mi
Inspected as Our Lady Star of the Sea Catholic Primary School (URN 119627) on 28 Mar 2023

4 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

22 Birkdale Avenue
-
£217k
-
22 Birkdale Avenue
-
£130k
-
48 Birkdale Avenue
-
£170k
-
64 Birkdale Avenue
-
£168k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN