17 Gilderdale Court, Lytham St. Annes, FY8 4TP

UPRN:100010402737Purpose Built Flat3 bedsBuilt 1991-1995

LeaseholdCouncil Tax: Band CEPC: B (81)

Data freshness:Planning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

17 Gilderdale Court, Lytham St. Annes, FY8 4TP

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£160,000

£152k - £168kHigh

Estimate

£160k

Range

£152k – £168k

Rent Estimate (pcm)

£650

£600 - £700

Monthly

£650

Yield

4.92%

Verdict

Derived from HomePortfolio scores

17 Gilderdale Court earns an INVESTIGATE rating with HP Score 74/100. Investment score 66/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (38/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

74/ 100

Mixed

Investment Score

66/ 100

Moderate

Crime Score

11/ 100

Low

Walkability

38/ 100

Mixed

Transit & Bike

Transit 22Bike 49

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£158,500

At the asking price

Monthly rent£650/mo

Evidenced range £600-£700

Interest rate5.4%

Loan to value75%

Cash required: £49,520
Net cash flow: -£85/mo
Cash on cash: -2.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.22 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£160,000

Rent Estimate (pcm)£650

Gross Yield4.92%

1y Growth-

3y Growth+1.2%

5y Growth+2.6%

10y Growth+2.9%

Last Sold Price£139,950 (2017-05-12)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0FY8 4TP

Approval Rate

-12mo

Development

low

26/0661
ERECTION OF DETACHED GARAGE WITHIN FRONT GARDEN SPACE
Pending
26/0643
ALTERATIONS TO DWELLING: (1) CREATION OF FIRST FLOOR BALCONY TO FRONT ELEVATION OF MAIN DWELLING, INCLUDING REPLACEMENT OF WINDOW WITH FRENCH DOORS AND PROVISION OF BALUSTRADE, AND, (2) EXTERNAL ALTERATION OF REAR COACH HOUSE TO FORM RESIDENTIAL ANNEX TO BE USED AS INCIDENTAL ACCOMMODATION TO 47 EAST BEACH, INCLUDING, 1) REPLACEMENT OF ALL WINDOWS & DOORS, 2) 1ST FLOOR WINDOW TO NORTH FACING REAR ELEVATION, 3) ALTERATION OF REAR BOUNDARY WALL TO PROVIDE GARAGE DOOR OPENING AS MEANS OF ACCESS TO PARKING SPACE.
Pending
26/0598
TWO STOREY FRONT EXTENSION
Pending

View Planning Timeline

Ownership

Corporate Ownership71.9%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2017-05-12
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

8 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£36,020

Population Density1,512 /km²

Owner Occupied77%

Age Distribution

0-15 15%16-64 57%65+ 28%

View Area Profile

Schools Nearby

St Bede's Catholic High School, Lytham
0.2 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
St Peter's Catholic Primary School, Lytham
0.3 mi
Inspected as St Peter's Catholic Primary School, Lytham (URN 119628) on 19 Jun 2024
Lytham Church of England Voluntary Aided Primary School
0.3 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Lytham Hall Park Primary School
0.8 mi
Report card2025
Ofsted no longer awards a single overall grade.

4 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

12 Gilderdale Court
-
£158k
-
7 Gilderdale Court
-
£200k
-
14 Gilderdale Court
-
£225k
-
20 Gilderdale Court
-
£165k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN