4 Harwood Avenue, Lytham St. Annes, FY8 2HJ

UPRN:100010403493-Beds -Built 1930-1949

Tenure: -Council Tax: Band CEPC: C (69)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

4 Harwood Avenue, Lytham St. Annes, FY8 2HJ

HP Score

/ 100

Strong

Verdict

5 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£224,000

£202k - £247kMedium

Estimate

£224k

Range

£202k – £247k

Rent Estimate (pcm)

£1,050

£1k - £1k

Monthly

£1,050

Yield

6.81%

Verdict

Derived from HomePortfolio scores

4 Harwood Avenue earns an INVESTIGATE rating with HP Score 78/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is good (70/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

78/ 100

Strong

Investment Score

63/ 100

Moderate

Crime Score

12/ 100

Low

Walkability

70/ 100

High

Transit & Bike

Transit 28Bike 43

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£185,000

At the asking price

Monthly rent£1,050/mo

Evidenced range £1,000-£1,150

Interest rate5.4%

Loan to value75%

Cash required: £58,000
Net cash flow: £103/mo
Cash on cash: 2.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.68 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£224,000

Rent Estimate (pcm)£1,050

Gross Yield6.81%

1y Growth-

3y Growth+1.2%

5y Growth+2.6%

10y Growth+2.9%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0FY8 2HJ

Approval Rate

-12mo

Development

low

26/0635
ADVERTISEMENT CONSENT FOR ERECTION OF A NON-ILLUMINATED, DOUBLE-SIDED CAR PARK DIRECTIONAL PROJECTING SIGN
Pending
26/0618
SINGLE STOREY SIDE AND REAR EXTENSION
Pending
26/0582
PROPOSED FELLING OF HORSE CHESTNUT TREE LOCATED IN REAR GARDEN OF PROPERTY AND IN ST ANNES ROAD EAST CONSERVATION AREA
Pending

View Planning Timeline

Ownership

Corporate Ownership72%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

10 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£36,020

Population Density-

Owner Occupied68%

Age Distribution

0-15 20%16-64 63%65+ 17%

View Area Profile

Schools Nearby

Lytham St Annes Mayfield Primary School
0.1 mi
Report card2026
Ofsted no longer awards a single overall grade.
Heyhouses Endowed Church of England Primary School
0.5 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Poplar House School
0.5 mi
Report card2026
Ofsted no longer awards a single overall grade.
Red Rose School
0.6 mi
Inspected by ISI

3 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

16 Harwood Avenue
-
£168k
-
19 Harwood Avenue
-
£180k
-
18 Harwood Avenue
-
£167k
-
29 Harwood Avenue
-
£185k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN