43 Kilgrimol Gardens, Lytham St. Annes, FY8 2RA

UPRN:100010404909Semi-Detached Bungalow2 bedsBuilt 1950-1966

LeaseholdCouncil Tax: Band CEPC: C (70)

Data freshness:Listing· freshEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

43 Kilgrimol Gardens, Lytham St. Annes, FY8 2RA

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£284,000

£270k - £299kHigh

Estimate

£284k

Range

£270k – £299k

Rent Estimate (pcm)

£1,350

£1k - £1k

Monthly

£1,350

Yield

5.68%

Verdict

Derived from HomePortfolio scores

43 Kilgrimol Gardens earns an INVESTIGATE rating with HP Score 55/100. Investment score 55/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is limited (33/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

55/ 100

Mixed

Investment Score

55/ 100

Moderate

Crime Score

62/ 100

Elevated

Walkability

33/ 100

Mixed

Transit & Bike

Transit 9Bike 37

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£285,000

At the asking price

Monthly rent£1,350/mo

Evidenced range £1,250-£1,450

Interest rate5.4%

Loan to value75%

Cash required: £91,050
Net cash flow: -£27/mo
Cash on cash: -0.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.40 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£284,000

Rent Estimate (pcm)£1,350

Gross Yield5.68%

1y Growth-

3y Growth+1.2%

5y Growth+2.6%

10y Growth+2.9%

Last Sold Price£192,500 (2007-02-13)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1FY8 2RA

Approval Rate

100%12mo

Development

low

26/0618
SINGLE STOREY SIDE AND REAR EXTENSION
Pending
26/0588
RETROSPECTIVE APPLICATION FOR INSTALLATION OF FIRE ESCAPE STAIRCASE TO REAR OF BUILDING INCLUDING INSERTION OF DOORWAY TO FIRST FLOOR AND ALTERATION TO SIZE OF FIRST FLOOR WINDOW
Pending
26/0501
APPLICATION TO VARY CONDITION 2 OF PLANNING PERMISSION 26/0153 INVOLVING "ALTERATIONS AND EXTENSIONS TO DWELLING COMPRISING: 1) ENLARGEMENT AND INCREASE IN RIDGE HEIGHT OF FRONT GABLE; 2) SINGLE STOREY SIDE AND REAR EXTENSIONS; 3) TWO STOREY REAR EXTENSION; 4) CONSTRUCTION OF FRONT AND REAR DORMERS; 5) INSERTION OF ADDITIONAL FIRST FLOOR WINDOW IN NORTH FACING SIDE ELEVATION OF EXISTING DWELLING; AND 6) RE-CLADDING OF EXTERNAL WALLS IN RENDER AND SLATE" FOR MODIFICATIONS INCLUDING: 1) WIDENING OF FRONT DORMER; 2) ADDITION OF ROOF LIGHTS TO FRONT ROOF PLANE; 3) ENLARGEMENT OF GROUND FLOOR REAR CANOPY EXTENSION; 4) ALTERATIONS TO FIRST FLOOR WINDOW ARRANGEMENT ON REAR EXTENSION ; AND 5) OMISSION OF FIRST FLOOR WINDOW IN NORTH FACING SIDE ELEVATION OF EXISTING DWELLING
Approved

View Planning Timeline

Ownership

Corporate Ownership72%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2007-02-13
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

7 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£36,020

Population Density-

Owner Occupied61%

Age Distribution

0-15 17%16-64 53%65+ 30%

View Area Profile

Schools Nearby

Lytham St Annes Mayfield Primary School
0.7 mi
Report card2026
Ofsted no longer awards a single overall grade.
Red Rose School
0.9 mi
Inspected by ISI
Poplar House School
1.1 mi
Report card2026
Ofsted no longer awards a single overall grade.
Heyhouses Endowed Church of England Primary School
1.1 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.

4 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

90 Kilgrimol Gardens
-
£215k
-
37 Kilgrimol Gardens
-
£337k
-
19 Kilgrimol Gardens
-
£238k
-
60 Kilgrimol Gardens
-
£315k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN