4 Singleton Avenue, Lytham St. Annes, FY8 3JU

UPRN:100010409544Flat/MaisonetteBeds -Built 1950-1966

Tenure: -Council Tax: Band AEPC: D (67)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

4 Singleton Avenue, Lytham St. Annes, FY8 3JU

HP Score

/ 100

Mixed

Verdict

6 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£102,000

£82k - £123kLow

Estimate

£102k

Range

£82k – £123k

Rent Estimate (pcm)

£400

£400 - £450

Monthly

£400

Yield

5.45%

Verdict

Derived from HomePortfolio scores

4 Singleton Avenue earns an INVESTIGATE rating with HP Score 74/100. Investment score 67/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (66/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

74/ 100

Mixed

Investment Score

67/ 100

Moderate

Crime Score

31/ 100

Moderate

Walkability

66/ 100

Moderate

Transit & Bike

Transit 21Bike 37

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics3.5/40
gross yield 5.5%; range width penalty ×0.95
- valuation_snapshotsrent estimate 400/mo (range 400-450)· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -209/mo, -52% of rent (6.75% on a 75% loan; disclosed service charge and ground rent); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- listing_factsservice charge / ground rent from the advert· as of 2 Nov 2026· verify before relying on this
Risk & liquidity9.2/15
636 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£88,000

At the asking price

Monthly rent£400/mo

Evidenced range £400-£450

Interest rate5.4%

Loan to value75%

Cash required: £27,700
Net cash flow: -£20/mo
Cash on cash: -0.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.35 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 400/mo (range 400-450)Rental economics · as of 12 Oct 2026 · verify before relying on this
listing_factsservice charge / ground rent from the advertStress margin · as of 2 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 2 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 400/mo (range 400-450)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£102,000

Rent Estimate (pcm)£400

Gross Yield5.45%

1y Growth-

3y Growth+1.2%

5y Growth+2.6%

10y Growth+2.9%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0FY8 3JU

Approval Rate

-12mo

Development

low

26/0582
PROPOSED FELLING OF HORSE CHESTNUT TREE LOCATED IN REAR GARDEN OF PROPERTY AND IN ST ANNES ROAD EAST CONSERVATION AREA
Pending
26/0572
FIRST FLOOR EXTENSION AND ASSOCIATED EXTERNAL ALTERATIONS TO EXISTING BUNGALOW TO FORM TWO STOREY DWELLING INCLUDING CONSTRUCTION OF CAR PORT TO NORTHWEST SIDE
Pending
26/0571
SINGLE STOREY REAR EXTENSION FOLLOWING DEMOLITION OF EXISTING SINGLE STOREY REAR OUTRIGGER INCLUDING EXTENSION OF EXISTING RAISED PATIO TO REAR
Pending

View Planning Timeline

Ownership

Corporate Ownership72%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

13 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£36,020

Population Density-

Owner Occupied68%

Age Distribution

0-15 15%16-64 53%65+ 32%

View Area Profile

Schools Nearby

Heyhouses Endowed Church of England Primary School
0.3 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Our Lady Star of the Sea Catholic Primary School
0.3 mi
Inspected as Our Lady Star of the Sea Catholic Primary School (URN 119627) on 28 Mar 2023
Poplar House School
0.5 mi
Report card2026
Ofsted no longer awards a single overall grade.
St Annes on Sea St Thomas' Church of England Primary School
0.6 mi
-

4 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

26 Singleton Avenue
-
£218k
-
70 Singleton Avenue
-
£192k
-
50 Singleton Avenue
-
£130k
-
64 Singleton Avenue
-
£235k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN