3 Sheringham Close, Luton, LU2 7AN

UPRN:10001041810Detached House3 bedsBuilt 1983-1990

FreeholdCouncil Tax: Band DEPC: C (72)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£425,000

£404k - £447kHigh

Estimate

£425k

Range

£404k – £447k

Rent Estimate (pcm)

£1,650

£2k - £2k

Monthly

£1,650

Yield

4.66%

Verdict

Derived from HomePortfolio scores

3 Sheringham Close earns an INVESTIGATE rating with HP Score 76/100. Investment score 61/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (68/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

76/ 100

Strong

Investment Score

61/ 100

Moderate

Crime Score

16/ 100

Moderate

Walkability

68/ 100

Moderate

Transit & Bike

Transit 17Bike 57

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£425,000

At the asking price

Monthly rent£1,650/mo

Evidenced range £1,500-£1,800

Interest rate5.4%

Loan to value75%

Cash required: £140,050
Net cash flow: -£292/mo
Cash on cash: -2.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.15 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£425,000

Rent Estimate (pcm)£1,650

Gross Yield4.66%

1y Growth-

3y Growth+1.6%

5y Growth+3.4%

10y Growth+3.5%

Last Sold Price£250,000 (2009-09-02)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0LU2 7AN

Approval Rate

-12mo

Development

low

26/01099/FULHH
Erection of single storey side/rear extension and erection of outhouse in rear garden.
Pending
26/01071/LAWP
Certificate of lawfulness of proposed development - Erection of a single storey rear extension
Pending
26/01068/DOC
Remodelling and refurbishment of existing dwelling and erection of two storey front and rear extension and additional 2nd floor in roof space to form front/rear dormer with side rooflights to facilitate loft conversion. Discharge of condition 3 (External Materials) of Planning permission 25/00726/FULHH dated 17 September 2025.
Pending

View Planning Timeline

Ownership

Corporate Ownership65.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2009-09-02
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

3 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£28,741

Population Density-

Owner Occupied75%

Age Distribution

0-15 19%16-64 58%65+ 23%

View Area Profile

Schools Nearby

Warden Hill Infant Academy
0.1 mi
Inspected as Warden Hill Infant School (URN 109570) on 14 May 2024
Warden Hill Junior School
0.2 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Grasmere Nursery School
0.2 mi
Good
Cardinal Newman Catholic School A Specialist Science College
0.4 mi
Good

2 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

3 Sheringham Close
-
£425k
-
2A Sheringham Close
-
£527k
-
2 Sheringham Close
-
£350k
-
11 Sheringham Close
-
£305k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN