86 Cedar Street, Accrington, BB5 6SQ

UPRN:100010426252Mid Terrace House2 bedsBuilt before 1900

LeaseholdCouncil Tax: Band AEPC: D (64)

Data freshness:Listing· freshPlanning· 6mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Strong

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£90,000

£86k - £95kHigh

Estimate

£90k

Range

£86k – £95k

Rent Estimate (pcm)

£650

£600 - £700

Monthly

£650

Yield

8.67%

Verdict

Derived from HomePortfolio scores

86 Cedar Street earns an INVESTIGATE rating with HP Score 80/100. Investment score 69/100 reflects moderate fundamentals. Crime intensity is low. Walkability is excellent (87/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

80/ 100

Strong

Investment Score

69/ 100

Moderate

Crime Score

18/ 100

Moderate

Walkability

87/ 100

Excellent

Transit & Bike

Transit 34Bike 29

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£90,000

At the asking price

Monthly rent£650/mo

Evidenced range £600-£700

Interest rate5.4%

Loan to value75%

Cash required: £28,300
Net cash flow: £146/mo
Cash on cash: 6.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.14 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£90,000

Rent Estimate (pcm)£650

Gross Yield8.67%

1y Growth+30.7%

3y Growth+6.4%

5y Growth+4.6%

10y Growth+3.7%

Last Sold Price£59,000 (2017-10-23)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideSignificant
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

1BB5 6SQ

Approval Rate

-12mo

Development

low

11/26/0481
Full: Extension to existing restaurant, alterations to external elevations, and associated alterations to car parking layout and external works
Pending
11/26/0468
Full: Installation of external lighting to building facades
Pending
11/26/0469
Listed Building Consent: Installation of external lighting to building facades
Pending

View Planning Timeline

Ownership

Corporate Ownership64.1%
Overseas OwnershipNo
Lease Term Remaining871 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2017-10-23
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,647

Population Density12,296 /km²

Owner Occupied61%

Age Distribution

0-15 22%16-64 66%65+ 12%

View Area Profile

Schools Nearby

Accrington Benjamin Hargreaves Church of England Primary School
0.1 mi
Inspected as Accrington Benjamin Hargreaves Voluntary Aided Church of England Primary School (URN 119441) on 23 May 2023
Accrington Peel Park Primary School
0.3 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Accrington St John with St Augustine Church of England Primary School
0.3 mi
Good
St Anne's and St Joseph's RC Primary School, A Voluntary Academy
0.4 mi
Inspected as St Anne's and St Joseph's Roman Catholic Primary School (URN 119656) on 25 Jan 2023

6 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

63 Cedar Street
-
£100k
-
55 Cedar Street
-
£110k
-
53 Cedar Street
-
£87k
-
29 Cedar Street
-
£74k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN