55 Cumberland Road, Chafford Hundred, Grays, RM16 6EU

UPRN:10001042964Detached House4 bedsBuilt 1996-2002

FreeholdCouncil Tax: Band EEPC: C (71)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

55 Cumberland Road, Chafford Hundred, Grays, RM16 6EU

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£547,000

£520k - £575kHigh

Estimate

£547k

Range

£520k – £575k

Rent Estimate (pcm)

£1,950

£2k - £2k

Monthly

£1,950

Yield

4.25%

Verdict

Derived from HomePortfolio scores

55 Cumberland Road earns an INVESTIGATE rating with HP Score 73/100. Investment score 65/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (39/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

73/ 100

Mixed

Investment Score

65/ 100

Moderate

Crime Score

16/ 100

Moderate

Walkability

39/ 100

Mixed

Transit & Bike

Transit 13Bike 57

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Under offer' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£550,000

At the asking price

Monthly rent£1,950/mo

Evidenced range £1,750-£2,150

Interest rate5.4%

Loan to value75%

Cash required: £183,800
Net cash flow: -£506/mo
Cash on cash: -3.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.05 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£547,000

Rent Estimate (pcm)£1,950

Gross Yield4.25%

1y Growth-

3y Growth-0.3%

5y Growth+2.3%

10y Growth+3.5%

Last Sold Price£450,000 (2018-05-03)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningSignificant
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0RM16 6EU

Approval Rate

-12mo

Development

low

26/01260/HHA
Loft conversion with increased ridge height, rear dormer, two rooflights to the front, a circular ventilation opening to the front wall.
Pending
26/01213/CONDC
Application for the approval of details reserved by condition no. 3 (Samples of Materials) of planning permission ref. 25/01396/CV (Application for the variation of condition no 2 (approved Plans) of planning permission ref 24/01011/FUL (Construction of 2 bedroom end of terrace dwelling with new vehicular access for the new dwelling))
Approved
26/01159/TPO
Sycamore Fell required due to affecting the homeowners buisness as a chauffer
Pending

View Planning Timeline

Ownership

Corporate Ownership66.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2018-05-03
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£36,407

Population Density-

Owner Occupied81%

Age Distribution

0-15 26%16-64 67%65+ 7%

View Area Profile

Schools Nearby

Tudor Court Primary School
0.3 mi
Good
Warren Primary School
0.5 mi
Good
Belmont Castle Academy
0.8 mi
Report card2026
Ofsted no longer awards a single overall grade.
Harris Primary Academy Mayflower
0.8 mi
-

6 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

51 Cumberland Road
-
£570k
-
55 Cumberland Road
-
£450k
-
51 Cumberland Road
-
£438k
-
55 Cumberland Road
-
£300k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN