11 Nab Lane, Oswaldtwistle, Accrington, BB5 4PT

UPRN:100010435558Mid Terrace House2 bedsBuilt before 1900

FreeholdCouncil Tax: Band BEPC: C (74)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoEPC· 2mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

11 Nab Lane, Oswaldtwistle, Accrington, BB5 4PT

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£168,000

£160k - £176kHigh

Estimate

£168k

Range

£160k – £176k

Rent Estimate (pcm)

£1,200

£1k - £1k

Monthly

£1,200

Yield

8.47%

Verdict

Derived from HomePortfolio scores

11 Nab Lane earns an INVESTIGATE rating with HP Score 70/100. Investment score 59/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (27/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

70/ 100

Mixed

Investment Score

59/ 100

Moderate

Crime Score

9/ 100

Low

Walkability

27/ 100

Low

Transit & Bike

Transit 11Bike 9

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£170,000

At the asking price

Monthly rent£1,200/mo

Evidenced range £1,150-£1,300

Interest rate5.4%

Loan to value75%

Cash required: £53,200
Net cash flow: £257/mo
Cash on cash: 5.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.09 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£168,000

Rent Estimate (pcm)£1,200

Gross Yield8.47%

1y Growth-

3y Growth+6.4%

5y Growth+4.6%

10y Growth+3.7%

Last Sold Price£118,000 (2020-07-10)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningModerate
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0BB5 4PT

Approval Rate

-12mo

Development

low

11/26/0347
Variation of Condition: 2 (approved plans) pursuant to planning permission 11/25/0290
Conditions
11/26/0332
Householder: Erection of detached garage (retrospective)
Rejected
11/26/0321
Prior Approval: Erection of two agricultural buildings and a track
Rejected

View Planning Timeline

Ownership

Corporate Ownership64.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2020-07-10
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

3 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,647

Population Density1,296 /km²

Owner Occupied87%

Age Distribution

0-15 15%16-64 67%65+ 18%

View Area Profile

Schools Nearby

Oswaldtwistle West End Primary School
0.3 mi
Good
Oswaldtwistle White Ash School
0.4 mi
-
Oswaldtwistle Moor End Primary School
0.6 mi
Good
Knuzden St Oswald's Church of England Primary Academy
0.7 mi
Report card2026
Ofsted no longer awards a single overall grade.

3 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

9 Nab Lane
-
£155k
-
16 Nab Lane
-
£175k
-
8 Nab Lane
-
£168k
-
13 Nab Lane
-
£115k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN