102 Sparth Road, Clayton le Moors, Accrington, BB5 5QD

UPRN:100010440274Mid Terrace House3 bedsBuilt before 1900

LeaseholdCouncil Tax: Band AEPC: E (48)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

102 Sparth Road, Clayton le Moors, Accrington, BB5 5QD

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£121,000

£109k - £133kMedium

Estimate

£121k

Range

£109k – £133k

Rent Estimate (pcm)

£900

£850 - £900

Monthly

£900

Yield

9.00%

Verdict

Derived from HomePortfolio scores

102 Sparth Road earns an INVESTIGATE rating with HP Score 60/100. Investment score 55/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is limited (67/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

60/ 100

Mixed

Investment Score

55/ 100

Moderate

Crime Score

63/ 100

Elevated

Walkability

67/ 100

Moderate

Transit & Bike

Transit 15Bike 27

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£120,000

At the asking price

Monthly rent£900/mo

Evidenced range £850-£900

Interest rate5.4%

Loan to value75%

Cash required: £37,300
Net cash flow: £218/mo
Cash on cash: 7.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.22 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£121,000

Rent Estimate (pcm)£900

Gross Yield9.00%

1y Growth+41.9%

3y Growth+6.4%

5y Growth+4.6%

10y Growth+3.7%

Last Sold Price£90,000 (2022-01-11)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningUnknown
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0BB5 5QD

Approval Rate

-12mo

Development

low

11/26/0470
Advertisement Consent: Installation of four Directional signs
Pending
11/26/0428
Variation of Condition: 5 (Operational Hours) pursuant to planning permission 11/24/0445
Pending
11/26/0456
Certificate of Lawful Use (Existing): Change of Use from a C3 dwelling to a C4 small HMO and internal works
Pending

View Planning Timeline

Ownership

Corporate Ownership64.2%
Overseas OwnershipNo
Lease Term Remaining869 yrs
CovenantsNone
Lease TypeLeasehold
Last Ownership Change2022-01-11
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

4 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,647

Population Density6,184 /km²

Owner Occupied45%

Age Distribution

0-15 21%16-64 63%65+ 16%

View Area Profile

Schools Nearby

Park View
0.2 mi
Good
St Mary's Roman Catholic Primary School, Clayton-le-Moors
0.3 mi
Good
Clayton-le-Moors All Saints' Church of England Primary School
0.4 mi
Good
Clayton-le-Moors Mount Pleasant Primary School
0.5 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

3 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

98 Sparth Road
-
£110k
-
108 Sparth Road
-
£65k
-
98 Sparth Road
-
£90k
-
128 Sparth Road
-
£192k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN