12 Spring Street, Accrington, BB5 0HF

UPRN:100010440527Terrace Property2 bedsBuilt 1900-1929

LeaseholdCouncil Tax: Band AEPC: C (71)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 2mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£149,000

£120k - £179kLow

Estimate

£149k

Range

£120k – £179k

Rent Estimate (pcm)

£1,100

£1k - £1k

Monthly

£1,100

Yield

17.60%

Verdict

Derived from HomePortfolio scores

12 Spring Street earns an INVESTIGATE rating with HP Score 59/100. Investment score 65/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is limited (45/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

59/ 100

Mixed

Investment Score

65/ 100

Moderate

Crime Score

54/ 100

Elevated

Walkability

45/ 100

Mixed

Transit & Bike

Transit 34Bike 38

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£75,000

At the asking price

Monthly rent£1,100/mo

Evidenced range £1,050-£1,150

Interest rate5.4%

Loan to value75%

Cash required: £23,800
Net cash flow: £508/mo
Cash on cash: 25.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 4.35 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£149,000

Rent Estimate (pcm)£1,100

Gross Yield17.60%

1y Growth+20.0%

3y Growth+6.4%

5y Growth+4.6%

10y Growth+3.7%

Last Sold Price£30,500 (2013-09-20)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningUnknown
LandslideSignificant
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0BB5 0HF

Approval Rate

-12mo

Development

low

11/26/0484
Discharge of Condition: Discharge of Condition: 3 (contaminated land) attached to full planning permission reference 11/25/0025 (partial discharge)
Pending
11/26/0485
Discharge of Condition: Discharge of condition 9 (archaeological written scheme of investigation) pursuant to planning permission reference 11/25/0025.
Pending
11/26/0449
Householder: Erection of single storey front and rear extension, front porch, three front dormers and alterations to boundary treatment
Pending

View Planning Timeline

Ownership

Corporate Ownership64.1%
Overseas OwnershipNo
Lease Term Remaining836 yrs
CovenantsNone
Lease TypeLeasehold
Last Ownership Change2013-09-20
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

12 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,647

Population Density6,836 /km²

Owner Occupied49%

Age Distribution

0-15 29%16-64 58%65+ 13%

View Area Profile

Schools Nearby

Oswaldtwistle St Paul's Church of England Primary School
0.2 mi
Report card2026
Ofsted no longer awards a single overall grade.
Oswaldtwistle School
0.2 mi
-
Fairfield Nursery School
0.2 mi
GoodConcerns
Rhyddings
0.2 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

4 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

54 Spring Street
-
£72k
-
26 Spring Street
-
£75k
-
6 Spring Street
-
£54k
-
22 Spring Street
-
£45k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN