52 Thwaites Road, Oswaldtwistle, Accrington, BB5 4QU

UPRN:100010441987Semi-Detached House2 bedsBuilt 1967-1975

LeaseholdCouncil Tax: Band AEPC: C (72)

Data freshness:Listing· freshPlanning· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

52 Thwaites Road, Oswaldtwistle, Accrington, BB5 4QU

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£101,000

£91k - £111kMedium

Estimate

£101k

Range

£91k – £111k

Rent Estimate (pcm)

£550

£500 - £600

Monthly

£550

Yield

6.60%

Verdict

Derived from HomePortfolio scores

52 Thwaites Road earns an INVESTIGATE rating with HP Score 70/100. Investment score 62/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (56/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

70/ 100

Mixed

Investment Score

62/ 100

Moderate

Crime Score

26/ 100

Moderate

Walkability

56/ 100

Moderate

Transit & Bike

Transit 20Bike 23

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity
listing is a flat but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£99,950

At the asking price

Monthly rent£550/mo

Evidenced range £500-£600

Interest rate5.4%

Loan to value75%

Cash required: £31,286
Net cash flow: £43/mo
Cash on cash: 1.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.63 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£101,000

Rent Estimate (pcm)£550

Gross Yield6.60%

1y Growth-

3y Growth+6.4%

5y Growth+4.6%

10y Growth+3.7%

Last Sold Price£89,950 (2022-07-11)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningUnknown
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0BB5 4QU

Approval Rate

-12mo

Development

low

11/26/0459
Prior Approval: (Part 3, Class MA) Conversion at first-floor level from existing business use to 1no. self-contained apartment
Pending
11/26/0335
Listed Building Consent: Repairs and refurbishment of Oswaldtwistle Memorial
Pending
11/26/0434
Observations to County Council: Erection of prefabricated building to provide gym facilities for pupils
Conditions

View Planning Timeline

Ownership

Corporate Ownership64.2%
Overseas OwnershipNo
Lease Term Remaining80 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2022-07-11
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

7 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,647

Population Density2,900 /km²

Owner Occupied59%

Age Distribution

0-15 18%16-64 58%65+ 24%

View Area Profile

Schools Nearby

Oswaldtwistle West End Primary School
0.2 mi
Good
Oswaldtwistle White Ash School
0.3 mi
-
Oswaldtwistle St Andrew's Church of England Primary School
0.4 mi
Report card2026
Ofsted no longer awards a single overall grade.
Oswaldtwistle Moor End Primary School
0.4 mi
Good

3 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

76 Thwaites Road
-
£85k
-
16 Thwaites Road
-
£85k
-
78 Thwaites Road
-
£73k
-
52 Thwaites Road
-
£90k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN