62 Harwood Road, Rishton, Blackburn, BB1 4DJ

UPRN:100010448810Terrace Property2 bedsBuilt before 1900

LeaseholdCouncil Tax: Band AEPC: E (49)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

62 Harwood Road, Rishton, Blackburn, BB1 4DJ

HP Score

/ 100

Strong

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£115,000

£109k - £121kHigh

Estimate

£115k

Range

£109k – £121k

Rent Estimate (pcm)

£900

£850 - £950

Monthly

£900

Yield

9.39%

Verdict

Derived from HomePortfolio scores

62 Harwood Road earns an INVESTIGATE rating with HP Score 76/100. Investment score 62/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (79/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

76/ 100

Strong

Investment Score

62/ 100

Moderate

Crime Score

25/ 100

Moderate

Walkability

79/ 100

High

Transit & Bike

Transit 12Bike 49

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceLead to verifyListing checked 14 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.

Valuation edge0/15
claims [AVM +0.0% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Nov 2026
- valuation_snapshotsestimate for 100010448810· as of 9 Nov 2026
Rental economics34.3/40
gross yield 9.4%; range width penalty ×0.98
- valuation_snapshotsrent estimate 900/mo (range 850-950)· as of 9 Nov 2026· verify before relying on this
Stress margin5.1/30
stressed cash flow +46/mo, +5% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 14 Nov 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 0 price cut(s), 97 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 14 Nov 2026
Risk & liquidity14.6/15
461 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivityScores 70+ up to £92,000

£86,000£132,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£115,000

At the asking price

Monthly rent£900/mo

Evidenced range £850-£950

Interest rate5.4%

Loan to value75%

Cash required: £35,800
Net cash flow: £235/mo
Cash on cash: 7.9%
Score at this price: 54

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.32 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100010448810Valuation edge · as of 9 Nov 2026
valuation_snapshotsrent estimate 900/mo (range 850-950)Rental economics · as of 9 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 14 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 14 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 900/mo (range 850-950)
Stress margin needs verification before you rely on it
costs not disclosed by the advert

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Set your walk-away price before viewing - above £92,000 the deal stops scoring well.
Computed by re-running the score at higher prices.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£115,000

Rent Estimate (pcm)£900

Gross Yield9.39%

1y Growth+7.9%

3y Growth+2.2%

5y Growth+2.7%

10y Growth+4.3%

Last Sold Price£61,500 (2015-07-31)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0BB1 4DJ

Approval Rate

-12mo

Development

low

11/26/0341
Listed Building Consent: Repairs and refurbishment of Rishton Cenotaph
Pending
11/26/0437
Prior Approval: Installation of a telecommunications base station comprising of the removal of the existing wall-mounted flagpole antenna and transmission dish, and replacement with a 20 metre high monopole, supporting 4 no. antennas, 1 no. GPS node and 1 no. wraparound cabinet, 3 no. equipment cabinets and ancillary development
Approved
11/26/0399
Works to TPO: TPO 2012-1- To crown lift Beech Tree
Conditions

View Planning Timeline

Ownership

Corporate Ownership43.2%
Overseas OwnershipNo
Lease Term Remaining859 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2015-07-31
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

5 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,647

Population Density2,694 /km²

Owner Occupied47%

Age Distribution

0-15 23%16-64 64%65+ 13%

View Area Profile

Schools Nearby

Rishton St Peter and St Paul's Church of England Primary School
0.0 mi
Good
The Hyndburn Academy
0.1 mi
Report card2026
Ofsted no longer awards a single overall grade.
St Charles' Roman Catholic Primary School, a Voluntary Academy
0.3 mi
Inspected as St Charles' RC School (URN 119650) on 25 Mar 2025
The Willows
0.4 mi
Good

3 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

58 Harwood Road
-
£120k
-
26 Harwood Road
-
£85k
-
74 Harwood Road
-
£138k
-
32 Harwood Road
-
£158k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN