19 Fern Bank, Lancaster, LA1 4TT
UPRN:100010465898End Terrace House5 bedsBuilt before 1900
FreeholdCouncil Tax: Band DEPC: E (50)
Data freshness:Ownership· 1mo agoOwnership: ageing, refreshed 1mo ago (2026-10-10T15:04:59.711916+00:00)EPC· 6mo agoEPC: stale, refreshed 6mo ago (2026-05-20T10:58:39.129138+00:00)Risk· 5mo agoRisk: stale, refreshed 5mo ago (2026-06-18T00:00:00+00:00)Connectivity· 1mo agoConnectivity: ageing, refreshed 1mo ago (2026-10-03T06:43:10.905825+00:00)Schools· 1mo agoSchools: ageing, refreshed 1mo ago (2026-10-06T05:00:30.533230+00:00)Amenities· 2mo agoAmenities: ageing, refreshed 2mo ago (2026-09-23T00:00:00+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
HP Score
74
/ 100
Mixed
Verdict
9 days ago
- Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate
Evidence
18 of 21 sourcesSale Estimate
£498,000
£473k - £522kHigh
Estimate
£498k
Range
£473k – £522k
Rent Estimate (pcm)
£2,350
£2k - £3k
Monthly
£2,350
Yield
5.66%
Verdict
Derived from HomePortfolio scores
19 Fern Bank earns an INVESTIGATE rating with HP Score 74/100. Investment score 59/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (46/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.
Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS
74
HP Score
74/ 100
Mixed
59
Investment Score
59/ 100
Moderate
8
Crime Score
8/ 100
Low
46
Walkability
46/ 100
Mixed
Transit & Bike
Transit 22Bike 42
Walk Score, out of 100
Valuation & Market
Sale Estimate£498,000
Rent Estimate (pcm)£2,350
Gross Yield5.66%
1y Growth-
3y Growth+1.6%
5y Growth+2.2%
10y Growth+1.7%
Last Sold Price£380,000 (2017-04-12)
Risk Overview
- Flood RiskUnknown
- SubsidenceModerate
- RadonLow
- MiningLow
- LandslideModerate
- Air QualityLow
- NoiseModerate
Planning Activity
Recent Apps
2LA1 4TT
Approval Rate
100%12mo
Development
low
- Pending26/01092/FULRetrospective application for the erection of a lower ground rear extension, alteration of land levels and installation of garden walls above 2 meters
- Pending26/01079/FULErection of a single storey rear extension
- Pending26/01075/REMReserved matters application for the erection of a detached dwelling and detached garage
Ownership
- Corporate Ownership70.2%
- Overseas OwnershipNo
- Lease Term Remaining-
- CovenantsRestrictive
- Lease TypeFreehold
- Last Ownership Change2017-04-12
- SourceLand Registry
Connectivity
Broadband (Standard)
10 Mbps
Mobile 4G/5G Coverage
EEThreeO2Vodafone
EV Charger
-
PTAL Rating
-
Area Profile
Median EarningsLocal authority£29,651
Population Density-
Owner Occupied63%
Age Distribution
0-15 21%16-64 68%65+ 11%
Schools Nearby
- Scotforth St Paul's Church of England Primary and Nursery School0.2 miGood
- Jamea Al Kauthar0.2 miGood
- St Bernadette's Catholic Primary School, Lancaster0.4 miOutstanding
- Bowerham Primary & Nursery School0.4 miReport card2026
Ofsted no longer awards a single overall grade.
4 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.
Comparables
- 19 Fern Bank-£485k-
- 27 Fern Bank-£315k-
- 10 Fern Bank-£325k-
- 23 Fern Bank-£270k-