54 Hampsfell Drive, Morecambe, LA4 4TU

UPRN:100010486613Purpose Built Flat2 bedsBuilt 1976-1982

LeaseholdCouncil Tax: -EPC: C (74)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£119,000

£113k - £125kHigh

Estimate

£119k

Range

£113k – £125k

Rent Estimate (pcm)

£750

£700 - £800

Monthly

£750

Yield

7.50%

Verdict

Derived from HomePortfolio scores

54 Hampsfell Drive earns an INVESTIGATE rating with HP Score 77/100. Investment score 73/100 reflects strong fundamentals. Crime intensity is low. Walkability is limited (60/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

77/ 100

Strong

Investment Score

73/ 100

High

Crime Score

21/ 100

Moderate

Walkability

60/ 100

Moderate

Transit & Bike

Transit 19Bike 51

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Under offer' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£120,000

At the asking price

Monthly rent£750/mo

Evidenced range £700-£800

Interest rate5.4%

Loan to value75%

Cash required: £37,300
Net cash flow: £114/mo
Cash on cash: 3.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.85 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£119,000

Rent Estimate (pcm)£750

Gross Yield7.50%

1y Growth-

3y Growth+2.9%

5y Growth+3.0%

10y Growth+3.9%

Last Sold Price£95,000 (2021-04-06)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0LA4 4TU

Approval Rate

-12mo

Development

low

26/01009/PLDC
Proposed lawful development certificate for the erection of a single storey infill extension
Approved
26/00912/PAH
Erection of a 3.4 metre deep, single storey rear extension with a maximum roof height of 3.8 metres and a maximum eaves height of 2.7 metres
Approved
26/00869/PAH
Erection of a 3.50 metre deep, single storey rear extension with a maximum roof height of 3.90 metres and a maximum eaves height of 2.61 metres
Approved

View Planning Timeline

Ownership

Corporate Ownership69.4%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2021-04-06
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

11 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,651

Population Density-

Owner Occupied72%

Age Distribution

0-15 13%16-64 57%65+ 30%

View Area Profile

Schools Nearby

Morecambe and Heysham Westgate Primary School
0.2 mi
Requires improvementConcerns
Morecambe Bay Community Primary School
0.6 mi
Report card2026
Ofsted no longer awards a single overall grade.
Lancaster Road Primary School
0.6 mi
Report card2026
Ofsted no longer awards a single overall grade.
West End Primary School
0.7 mi
Good

5 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

60 Hampsfell Drive
-
£108k
-
32 Hampsfell Drive
-
£94k
-
57 Hampsfell Drive
-
£140k
-
61 Hampsfell Drive
-
£188k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN