68 Black Bull Lane, Fulwood, Preston, PR2 3JX

UPRN:100010534787Terrace Property4 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band EEPC: D (68)

Data freshness:Planning· 4mo agoOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

68 Black Bull Lane, Fulwood, Preston, PR2 3JX

HP Score

/ 100

Strong

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£571,000

£542k - £599kHigh

Estimate

£571k

Range

£542k – £599k

Rent Estimate (pcm)

£3,600

£3k - £4k

Monthly

£3,600

Yield

7.85%

Verdict

Derived from HomePortfolio scores

68 Black Bull Lane earns an INVESTIGATE rating with HP Score 79/100. Investment score 68/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (64/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

79/ 100

Strong

Investment Score

68/ 100

Moderate

Crime Score

13/ 100

Low

Walkability

64/ 100

Moderate

Transit & Bike

Transit 16Bike 52

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Reduced confidence2 independent sourcesListing checked 5 Nov 2026

Fewer independent sources agree, or a component could not be scored.

Valuation edge0/15
claims [AVM +3.7% (HIGH), sold-comps -73.5%, £/sqft -73.4%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Nov 2026
- valuation_snapshotsestimate for 100010534787· as of 9 Nov 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 22.6%· as of 8 Nov 2026
Rental economics21.7/40
gross yield 7.9%; range width penalty ×0.95
- valuation_snapshotsrent estimate 3600/mo (range 3350-3800)· as of 9 Nov 2026· verify before relying on this
Stress margin5.4/30
stressed cash flow +196/mo, +5% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress
- underwriting_assumptionscosts not disclosed by the advert· as of 5 Nov 2026
Seller motivationNot scored
no listing-history inputs (first published date, price changes)
Risk & liquidity14.6/15
854 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivityScores 70+ up to £440,000

£412,500£632,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£550,000

At the asking price

Monthly rent£3,600/mo

Evidenced range £3,350-£3,800

Interest rate5.4%

Loan to value75%

Cash required: £183,800
Net cash flow: £636/mo
Cash on cash: 4.2%
Score at this price: 42

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.94 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100010534787Valuation edge · as of 9 Nov 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 22.6%Valuation edge · as of 8 Nov 2026
valuation_snapshotsrent estimate 3600/mo (range 3350-3800)Rental economics · as of 9 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 5 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is reduced
fewer independent sources agree, or a component could not be scored
Rental economics needs verification before you rely on it
rent estimate 3600/mo (range 3350-3800)
Seller motivation could not be scored
no listing-history inputs (first published date, price changes)

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Set your walk-away price before viewing - above £440,000 the deal stops scoring well.
Computed by re-running the score at higher prices.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£571,000

Rent Estimate (pcm)£3,600

Gross Yield7.85%

1y Growth-

3y Growth+2.1%

5y Growth+2.6%

10y Growth+3.1%

Last Sold Price£270,000 (2012-10-26)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0PR2 3JX

Approval Rate

-12mo

Development

low

LCC/2025/0016/2
Compliance with the Biodiversity Net gain condition of planning permission LCC/2025/0016
Pending
06/2026/0751
Fell and remove 1no. sycamore tree and 4no. dead trees
Pending
06/2026/0773
Single storey side and rear extension following demolition of single storey outrigger extension (pursuant to planning permission 06/2024/0354 to seek variation of condition no.1 (Approved Plans))
Pending

View Planning Timeline

Ownership

Corporate Ownership69.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2012-10-26
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,038

Population Density4,231 /km²

Owner Occupied84%

Age Distribution

0-15 16%16-64 62%65+ 22%

View Area Profile

Schools Nearby

Our Lady's Catholic High School
0.2 mi
Good
Queen's Drive Primary School
0.2 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
St Anthony's Catholic Primary School, Preston
0.3 mi
Inspected as St Anthony's Catholic Primary School (URN 119698) on 21 May 2024
Fulwood Academy
0.3 mi
Good

4 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

66 Black Bull Lane
-
£350k
-
64 Black Bull Lane
-
£351k
-
56 Black Bull Lane
-
£186k
-
64 Black Bull Lane
-
£207k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN